$700K · 3+1 bed Condo Townhouse · Rural Pickering, Pickering

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About this home

Welcome to this stunning 3-storey Mattamy townhome in the highly sought-after Seaton community! Completely carpet-free and freshly painted in 2026, this bright, turnkey home blends modern design with sustainable living. The open-concept main floor features a chef's kitchen with granite counters, a living/dining area, and a balcony. Upstairs boasts 3 generous bedrooms, including a primary suite with a 3-piece ensuite and walk-in closet. The cherry on top is the private rooftop terrace-your own qu…

Property details

MLS#

E13240496

Status

Buy Now

Beds

3+1

Baths

3 full, 0 half

Size

1600-1799

Style

3-Storey

Type

Condo Townhouse

Year built

—

Condo corp #: 397
Balcony: Open
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Built-In
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Concrete
Fronting on: —
Cross street: Whites Rd & Taunton Rd
Basement: Full
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: Private

Level	Room	Dimensions
Ground	Office	—
Second	Kitchen	—
Third	Primary Bedroom	—
Third	Bedroom 2	—
Third	Bedroom 3	—

Level

Room

Dimensions

Ground

Office

—

Second

Kitchen

—

Third

Primary Bedroom

—

Third

Bedroom 2

—

Third

Bedroom 3

—

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $699,900✓ $5,655 tax✓ Gas✓ 1600-1799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,916/mo

incl. closing costs (yr 1)

Annual total

$70,989

year 1

Mortgage only

$2,655/mo

principal + interest

Beyond mortgage

$1,930/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$139,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$471/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,700 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$37/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $31,862/yr

Property taxes23% $16,128/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,999/yr

Condo fees8% $5,340/yr

Closing costs7% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,862	$2,655/mo
Government & taxes
Property tax	$5,655	$471/mo
Land transfer tax(closing)	$10,473	$873/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,999	$583/mo
Condo fees
Condo / HOA fees	$5,340	$445/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$70,989	$5,916/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs