$515K · 2 bed Condo Apartment · Central West, Ajax

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About this home

Beautiful Spacious 2 Bed 2 Full Bath Ground Floor Unit Featuring 2 Entrances! Many Updates Throughout!Granite Counters In Bathrooms. New Light Fixtures Throughout. Step Out To Your Own Private Patio And Enjoy The Morning Sun. Maintenance Fees Include All Utilties. Plenty Of Visitor Parking And Shopping Close By.Transit Right Outside Your Door And Quick Access To The 401.Close To Ajax Go And 10 Minutes From The Lakeshore And Walking Paths. Gorgeous Outdoor Pool! Nice Gym With Sauna Located On The…

Property details

MLS#

E13238576

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1000-1199

Style

Apartment

Type

Condo Apartment

Year built

—

Property features: Arts Centre, Hospital, Library, Public Transit, Rec./Commun.Centre, School

Condo corp #: 102
Balcony: Open
Locker: Ensuite+Exclusive
Association amenities: Bus Ctr (WiFi Bldg), Exercise Room, Outdoor Pool, Visitor Parking
Fees include: CAC Included, Common Elements Included, Heat Included, Hydro Included, Building Insurance Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete · Patio
Fronting on: —
Cross street: Hwy 2/Westney Road
Basement: None
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Storage Area Lockers
Parking features: Private

Level	Room	Dimensions
Main	Kitchen	2.15m × 3.96m
Main	Living Room	3.25m × 5.94m
Main	Dining Room	3.25m × 5.94m
Main	Primary Bedroom	3.07m × 4.88m
Main	Bedroom 2	2.64m × 4.57m
Main	Bathroom	1.73m × 1.65m
Main	Bathroom	1.73m × 1.65m

Level

Room

Dimensions

Main

Kitchen

2.15m × 3.96m

Main

Living Room

3.25m × 5.94m

Main

Dining Room

3.25m × 5.94m

Main

Primary Bedroom

3.07m × 4.88m

Main

Bedroom 2

2.64m × 4.57m

Main

Bathroom

1.73m × 1.65m

Main

Bathroom

1.73m × 1.65m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $515,000✓ $3,164 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,854/mo

incl. closing costs (yr 1)

Annual total

$58,250

year 1

Mortgage only

$1,954/mo

principal + interest

Beyond mortgage

$1,877/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$103,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$264/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,150/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$63/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,775

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $23,445/yr

Property taxes17% $9,939/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,150/yr

Condo fees16% $9,056/yr

Closing costs9% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,445	$1,954/mo
Government & taxes
Property tax	$3,164	$264/mo
Land transfer tax(closing)	$6,775	$565/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,150	$429/mo
Condo fees
Condo / HOA fees	$9,056	$755/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$58,250	$4,854/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 108

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Annual costs