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$500K · 2 bed Common Element Condo · Port Whitby, Whitby | MyPropertyScout

$499,990

Unit 1308

27 DOM

2227d

Map

DOM 27

$499,990

A●●●○○DOM27days

Unit 1308

1606 Charles Street · Whitby · Ontario L1N 0P1

MLS® E13236334 · Port Whitby · L1N 0P1

22TenantOccupied800-899 ft²Common Element Condo1-car Underground27d$589/ft²$1 tax/yr

15% below market · 27 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Indulge in an elevated Lakeside living in this beautiful 2 bedroom residence at The Landing Condos Whitby Harbour. Steps away from the Marina and scenic walking trails, this Waterfront address offers a lifestyle defined by both natural beauty and urban accessibility. This open concept suite offers captivating lake views transforming your living room into a private retreat. The spacious primary bedroom offers a redefined sanctuary with expansive windows that bring in abundant natural light. The s…

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Property details

MLS#: E13236334
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 800-899
Style: 1 Storey/Apt
Type: Common Element Condo
Year built: —

Property features: Marina, Park, Place Of Worship, Hospital, Public Transit, School

Condo corp #: 426
Balcony: Open
Locker: Owned
Association amenities: Concierge, Party Room/Meeting Room, Visitor Parking, Gym
Fees include: Parking Included, Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete, Brick
Fronting on: —
Cross street: Victoria St W & Charles St.
Basement: None
Stories: 13
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free, Storage
Parking features: —

Rooms

Level	Room	Dimensions
Main	Living Room	3.2m × 3.6m
Main	Dining Room	3.2m × 3.6m
Main	Kitchen	3.6m × 4.1m
Main	Primary Bedroom	3.2m × 3.6m
Main	Bedroom 2	2.7m × 3.2m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RIGHT AT HOME REALTY

Source: TRREB/PROPTX · MLS® E13236334

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$500K

Unit 1308 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $499,990✓ $1 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,449/mo

incl. closing costs (yr 1)

Annual total

$53,394

year 1

Mortgage only

$1,897/mo

principal + interest

Beyond mortgage

$1,555/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$99,998

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$0/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$59/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $22,762/yr

Property taxes12% $6,476/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,000/yr

Condo fees16% $8,496/yr

Closing costs10% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,762	$1,897/mo
Government & taxes
Property tax	$1	$0/mo
Land transfer tax(closing)	$6,475	$540/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,000	$417/mo
Condo fees
Condo / HOA fees	$8,496	$708/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$53,394	$4,449/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1308

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs