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$800K · 3 bed Att/Row/Townhouse · Central West, Ajax | MyPropertyScout

$800,000

523 Church Street

33OwnerOccupied

Map

$800,000

A●●●○○DOM22days

523 Church Street

Ajax · Ontario L1T 4B8

MLS® E13235496 · Central West · L1T 4B8

33OwnerOccupied1100-1500 ft²Att/Row/Townhouse2-car Detached22d$615/ft²Lot 18.7 x 109.9 ft$4,846 tax/yr

7% below market · 22 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Rare Opportunity To Own A 3 Bedroom Freehold Townhome In Ajax's Highly Desirable Central West Community * Rarely Offered 2 Car Garage * 1426 Sq Ft * Carpet-Free Home * Smooth Ceiling Throughout * Modern Kitchen With Quartz Counters & Breakfast Area With Walk-Out To Deck * Primary Retreat Featuring Walk-In Closet & Private 4-Piece Ensuite With Updated Glass Shower Panel * Hardwood Flooring On Main & Second * Finished Basement With Large Recreation Room With Wet Bar & Wired For Home Theatre - Per…

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Property details

MLS#: E13235496
Status: Buy Now
Beds: 3
Baths: 3 full, 0 half
Size: 1100-1500
Style: 2-Storey
Type: Att/Row/Townhouse
Year built: —

Roof: Asphalt Shingle
Foundation: Unknown

Garage: 2-car Detached
Garage spaces: 2
Parking: 4 total
Lot: 18.7 × 109.91
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: East
Cross street: Church & Delaney
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Upper	Living Room	4.45m × 5.35m
Main	Dining Room	3.12m × 3.21m
Main	Kitchen	2.51m × 3.23m
Main	Breakfast	2.45m × 2.65m
Second	Primary Bedroom	3.86m × 5.08m
Second	Bedroom 2	2.57m × 4.32m
Second	Bedroom 3	2.88m × 3.21m
Basement	Recreation	5.6m × 8.54m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CENTURY 21 PERCY FULTON LTD.

Source: TRREB/PROPTX · MLS® E13235496

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$800K

523 Church Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $800,000✓ $4,846 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,049/mo

incl. closing costs (yr 1)

Annual total

$72,592

year 1

Mortgage only

$3,035/mo

principal + interest

Beyond mortgage

$1,517/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$160,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$404/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$12,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $36,419/yr

Property taxes24% $17,321/yr

Utilities6% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,000/yr

Closing costs7% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$36,419	$3,035/mo
Government & taxes
Property tax	$4,846	$404/mo
Land transfer tax(closing)	$12,475	$1,040/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,000	$667/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$72,592	$6,049/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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523 Church Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs