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$250K · 0 bed Condo Apartment · Samac, Oshawa | MyPropertyScout

$249,900

Unit 201

27 DOM

0127d

Map

DOM 27

$249,900

DOM27days

Unit 201

University Studios · 1800 Simcoe Street · Oshawa · Ontario L1G 0C2

MLS® E13233768 · Samac · L1G 0C2

01Vacant0-499 ft²Condo ApartmentNone27d$501/ft²$2,225 tax/yrBuilt 20233 yrs old

27 days on market

About this home

Welcome to University Studios, a 4-storey low-rise condo situated in the heart of North Oshawa's vibrant University District! This opportune studio has been well cared for by its owner-occupant and offers a spacious, open-concept design featuring laminate flooring throughout, porcelain tile bathroom floors, granite kitchen counters, and stainless steel appliances. Move-in ready and fully furnished with a bed, desk and chair, dining set, TV, in-unit laundry cabinet, this unit is designed for conv…

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Property details

MLS#: E13233768
Status: Buy Now
Beds: 0
Baths: 1 full, 0 half
Size: 0-499
Style: Apartment
Type: Condo Apartment
Year built: —

Roof: Flat
Foundation: Concrete
Property features: Clear View, Park

View: Garden

Building name: University Studios
Condo corp #: 323
Balcony: None
Locker: None
Association amenities: Bus Ctr (WiFi Bldg), Exercise Room, Party Room/Meeting Room, Rooftop Deck/Garden, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete, Brick
Fronting on: —
Cross street: Simcoe Street North / Conlin Road
Basement: None
Stories: 2
Utilities: —
Laundry: Laundry Closet
Interior: Carpet Free, Countertop Range, Primary Bedroom - Main Floor, Separate Heating Controls, Water Meter
Parking features: None

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: UNION CAPITAL REALTY

Source: TRREB/PROPTX · MLS® E13233768

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$250K

Unit 201 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $249,900✓ $2,225 tax✓ Gas✓ 0-499 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$2,614/mo

incl. closing costs (yr 1)

Annual total

$31,363

year 1

Mortgage only

$948/mo

principal + interest

Beyond mortgage

$1,022/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$49,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$185/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~250 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$17/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,224

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)36% $11,377/yr

Property taxes14% $4,449/yr

Utilities13% $3,960/yr

Insurance & security5% $1,600/yr

Maintenance8% $2,499/yr

Condo fees8% $2,379/yr

Closing costs16% $5,100/yr

Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$11,377	$948/mo
Government & taxes
Property tax	$2,225	$185/mo
Land transfer tax(closing)	$2,224	$185/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,499	$208/mo
Condo fees
Condo / HOA fees	$2,379	$198/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$31,363	$2,614/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 201

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs