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$539K · 2 bed Condo Apartment · Bay Ridges, Pickering | MyPropertyScout

$538,900

Unit 2408

22OwnerOccupied

Map

$538,900

F●●●○○DOM22days

Unit 2408

1435 Celebration Drive · Pickering · Ontario L1W 0C4

MLS® E13233230 · Bay Ridges · L1W 0C4

22OwnerOccupied900-999 ft²Condo ApartmentNone22d$568/ft²$4,511 tax/yrNew build

19% above market · 22 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Experience luxury living in this new Corner Two-bedroom, two-bathroom condo at Universal City Condos 3 by Chestnut Hill Developments. This stunning unit features unobstructed breathtaking East facing views with 2 private balconies, the perfect spot to unwind with evening views or watch the sunrise over the lake, High-end finishes throughout the unit add a touch of elegance to every room, a modern kitchen with stainless steel appliances. Universal City Condos 3 is a master-planned community offer…

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Property details

MLS#: E13233230
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 900-999
Style: Apartment
Type: Condo Apartment
Year built: —

Property features: Beach, Clear View, Public Transit, Park

Condo corp #: 417
Balcony: Open
Locker: Owned
Association amenities: Concierge, Gym, Outdoor Pool, Visitor Parking, Rooftop Deck/Garden
Fees include: Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Bayly St. & Liverpool Rd.
Basement: None
Stories: 24
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free
Parking features: —

Rooms

Level	Room	Dimensions
Flat	Living Room	3.08m × 7.14m
Flat	Dining Room	3.08m × 7.14m
Flat	Kitchen	3.08m × 7.14m
Flat	Primary Bedroom	3.35m × 3.05m
Flat	Bedroom 2	2.78m × 3.05m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HOMELIFE/CIMERMAN REAL ESTATE LIMITED

Source: TRREB/PROPTX · MLS® E13233230

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$539K

Unit 2408 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $538,900✓ $4,511 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,917/mo

incl. closing costs (yr 1)

Annual total

$59,006

year 1

Mortgage only

$2,044/mo

principal + interest

Beyond mortgage

$1,810/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$107,780

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$376/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,389/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$46/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,253

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $24,533/yr

Property taxes20% $11,764/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,389/yr

Condo fees11% $6,660/yr

Closing costs9% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,533	$2,044/mo
Government & taxes
Property tax	$4,511	$376/mo
Land transfer tax(closing)	$7,253	$604/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,389	$449/mo
Condo fees
Condo / HOA fees	$6,660	$555/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$59,006	$4,917/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 2408

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs