$535K · 3 bed Condo Townhouse · Town Centre, Pickering

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About this home

Welcome to The Esplanade, a sought-after gated community in the heart of Pickering! One of the largest corner townhome layouts in the complex, offering approximately 1,839 sq. ft. of well-designed living space. Ideally located just steps to Pickering Town Centre, GO Transit, Pickering Casino Resort, Pickering Recreation Complex, restaurants, shopping, and minutes to Hwy 401.The main floor features an open-concept layout with hardwood flooring, spacious living and dining areas, and a functional k…

Property details

MLS#

E13232240

Status

Buy Now

Beds

Baths

3 full, 0 half

Size

1800-1999

Style

3-Storey

Type

Condo Townhouse

Year built

—

Condo corp #: 139
Balcony: None
Locker: Ensuite
Fees include: Common Elements Included, Building Insurance Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Kingston & Valley Farm
Basement: None
Stories: —
Utilities: —
Laundry: Ensuite
Interior: Water Heater
Parking features: —

Level	Room	Dimensions
Main	Living Room	3.05m × 7.19m
Main	Dining Room	3.05m × 7.19m
Main	Kitchen	2.86m × 4.19m
Second	Primary Bedroom	4.95m × 5.7m
Third	Bedroom 2	2.98m × 4.3m
Third	Bedroom 3	2.76m × 4.7m
Third	Loft	2.43m × 4.65m

Level

Room

Dimensions

Main

Living Room

3.05m × 7.19m

Main

Dining Room

3.05m × 7.19m

Main

Kitchen

2.86m × 4.19m

Second

Primary Bedroom

4.95m × 5.7m

Third

Bedroom 2

2.98m × 4.3m

Third

Bedroom 3

2.76m × 4.7m

Third

Loft

2.43m × 4.65m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $534,900✓ $4,239 tax✓ Gas✓ 1800-1999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,265/mo

incl. closing costs (yr 1)

Annual total

$63,184

year 1

Mortgage only

$2,029/mo

principal + interest

Beyond mortgage

$2,180/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$106,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$353/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,349/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$79/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,173

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $24,351/yr

Property taxes18% $11,412/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $5,349/yr

Condo fees18% $11,412/yr

Closing costs8% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,351	$2,029/mo
Government & taxes
Property tax	$4,239	$353/mo
Land transfer tax(closing)	$7,173	$598/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,349	$446/mo
Condo fees
Condo / HOA fees	$11,412	$951/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$63,184	$5,265/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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