$900K · 0 bed Vacant Land · Central West, Ajax

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860 Riverside Drive

Ajax · Ontario L1T 3S2

MLS® E13231846 · Central West · L1T 3S2

00VacantVacant Land22dLot 45 x 130 ftNot Applicable ac$4,000 tax/yr

9% below market · 22 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Vacant land in the heart of Ajax located on a beautiful street which has Golf course , River crossing and Water Creek. This land is located opposite Riverside Golf course with Urfe Creek at the back. Conservation area at the backyard offers a quiet Ravine full of trees and natural beauty. This is last LOT available for purchase at this location. Panoramic views offer incredible potential to design your dream home in total seclusion. The scale and topography of this land are truly one-of-a-k…

Property details

MLS#

E13231846

Status

Buy Now

Beds

Baths

0 full, 0 half

Size

—

Style

—

Type

Vacant Land

Year built

—

Garage: —
Garage spaces: —
Parking: —
Lot: 45 × 130
Heating: —
Heating fuel: —
Cooling: —
Fireplaces: —
Waterfront: No
Exterior: —
Fronting on: East
Cross street: Rossland & Riverside
Basement: —
Stories: —
Utilities: —
Laundry: —
Interior: —
Parking features: —

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $900,000✓ $4,000 tax✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,643/mo

incl. closing costs (yr 1)

Annual total

$79,719

year 1

Mortgage only

$3,414/mo

principal + interest

Beyond mortgage

$1,564/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$180,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$333/mo

Utilities

Hydro / electricity$126/mo

≈ $0.07/ft² × ~1,800 ft² · ON avg ~$126/mo · assumes gas heat

Natural gas (assumed)$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $40,972/yr

Property taxes23% $18,475/yr

Utilities6% $4,572/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,000/yr

Closing costs6% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$40,972	$3,414/mo
Government & taxes
Property tax	$4,000	$333/mo
Land transfer tax(closing)	$14,475	$1,206/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,512	$126/mo
Natural gas (assumed)	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,000	$750/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$79,719	$6,643/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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860 Riverside Drive

About this home

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Property details

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Annual costs