$585K · 3 bed Condo Townhouse · West Shore, Pickering

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About this home

Discover this beautiful townhome nestled in a peaceful, family-oriented community with views of Frenchman's Bay. Offering 3 bedrooms and 2 bathrooms, this spacious residence features a thoughtfully designed floor plan, including a powder room in the basement, sun-filled living areas, and a partially finished basement. Enjoy the best of Pickering's waterfront lifestyle with scenic walking trails, Frenchman's Bay, Pickering Town Centre, Highway 401, and GO Transit all just moments away. Combining…

Property details

MLS#

E13228206

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1200-1399

Style

2-Storey

Type

Condo Townhouse

Year built

—

Condo corp #: 2
Balcony: None
Locker: None
Fees include: Common Elements Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Aluminum Siding, Brick
Fronting on: —
Cross street: Westshore/Bayly
Basement: Partially Finished
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: None

Level	Room	Dimensions
Main	Living Room	3.4m × 7.02m
Main	Dining Room	3.4m × 3.04m
Main	Kitchen	3.4m × 3.95m
Second	Primary Bedroom	5.56m × 3.44m
Second	Bedroom 2	3.43m × 3.67m
Second	Bedroom 3	2.39m × 3.44m
Basement	Recreation	3.33m × 6.9m

Level

Room

Dimensions

Main

Living Room

3.4m × 7.02m

Main

Dining Room

3.4m × 3.04m

Main

Kitchen

3.4m × 3.95m

Second

Primary Bedroom

5.56m × 3.44m

Second

Bedroom 2

3.43m × 3.67m

Second

Bedroom 3

2.39m × 3.44m

Basement

Recreation

3.33m × 6.9m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $585,000✓ $3,079 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,044/mo

incl. closing costs (yr 1)

Annual total

$60,529

year 1

Mortgage only

$2,219/mo

principal + interest

Beyond mortgage

$1,685/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$117,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$257/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,850/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$43/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,175

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $26,632/yr

Property taxes19% $11,254/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,850/yr

Condo fees10% $6,133/yr

Closing costs8% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$26,632	$2,219/mo
Government & taxes
Property tax	$3,079	$257/mo
Land transfer tax(closing)	$8,175	$681/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,850	$488/mo
Condo fees
Condo / HOA fees	$6,133	$511/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$60,529	$5,044/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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