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$429K · 3 bed Condo Townhouse · Samac, Oshawa | MyPropertyScout

$429,000

Unit 5

32 DOM

3332d

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DOM 32

$429,000

DOM32days

Unit 5

1720 Simcoe Street · Oshawa · Ontario L1G 4X9

MLS® E13213888 · Samac · L1G 4X9

33Vacant1000-1199 ft²Condo TownhouseNone32d$390/ft²$4,400 tax/yr

Neighbourhood Range

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About this home

Modern fully funrnished 3bedroom, 3bath stacked condo townhouse in Ontario's high demand University Towns Community. Each bedroom features it's own 4-piece ensuite, creating excellent privacy for students, investors, or first time buyers. The open concept kitchen offers a granite island, breakfast bar, tile backsplash, and stainless steel appliances, complemented by laminate flooring throughout. Steps to Ontario Tech University and Durham College, with quick access to Highway 407, Costco, transi…

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Property details

MLS#: E13213888
Status: Buy Now
Beds: 3
Baths: 3 full, 0 half
Size: 1000-1199
Style: Multi-Level
Type: Condo Townhouse
Year built: —

Condo corp #: 323
Balcony: None
Locker: None
Fees include: Heat Included, Water Included, CAC Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick Front, Concrete
Fronting on: —
Cross street: Simcoe St N & Conlin Rd
Basement: None
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Other
Parking features: None

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Kitchen	6.1m × 3.1m
Main	Living Room	6.1m × 3.1m
Main	Bedroom	4.34m × 2.7m
Lower	Bedroom 2	4.2m × 3.1m
Lower	Bedroom 3	4.2m × 2.7m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX CROSSROADS REALTY INC.

Source: TRREB/PROPTX · MLS® E13213888

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$429K

Unit 5 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $429,000✓ $4,400 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,258/mo

incl. closing costs (yr 1)

Annual total

$51,098

year 1

Mortgage only

$1,627/mo

principal + interest

Beyond mortgage

$1,751/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$85,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$367/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,290/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$50/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,055

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $19,530/yr

Property taxes19% $9,455/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,290/yr

Condo fees14% $7,163/yr

Closing costs10% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,530	$1,627/mo
Government & taxes
Property tax	$4,400	$367/mo
Land transfer tax(closing)	$5,055	$421/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,290	$358/mo
Condo fees
Condo / HOA fees	$7,163	$597/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$51,098	$4,258/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 5

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs