$799K · 3+1 bed Condo Townhouse · Tam O'Shanter-Sullivan, Toronto

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About this home

Excellent Location In Prime Agincourt Neighborhood, Spacious End Unit, Over $100k On New Renovations, Super Bright Open Concept Design Kitchen With New S/S Stove , New S/S Fridge, New S/S Dishwasher New S/S Range Hood, Pot Light, Upgraded Light Fixtures, Stylish Backsplash, Open Concept Living and Dining Area, New Hard Wood Floor, New Window, Natural Light Throughout Living Room Walk Out To Fully Fenced Back Yard. Master Bedroom With Huge Ensuite 5pc Bathroom, Bright And Airy With Large Windows.…

Property details

MLS#

E13208540

Status

Buy Now

Beds

3+1

Baths

4 full, 0 half

Size

1400-1599

Style

2-Storey

Type

Condo Townhouse

Year built

—

Property features: Golf, Library, Park, Public Transit, School

Condo corp #: 39
Balcony: Open
Locker: None
Fees include: Water Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Built-In
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Other
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Birchmount/Sheppard
Basement: Finished, Separate Entrance
Stories: 1
Utilities: —
Laundry: In Basement
Interior: Water Heater Owned, Carpet Free
Parking features: Private

Level	Room	Dimensions
Ground	Living Room	3.6m × 6.4m
Ground	Dining Room	3.6m × 6.4m
Ground	Kitchen	3.3m × 3.3m
Second	Primary Bedroom	3.4m × 4.2m
Second	Bedroom 2	2.9m × 3.2m
Second	Bedroom 3	2.8m × 3.4m
Second	Bedroom 4	2.8m × 2.9m
Basement	Bedroom	—

Level

Room

Dimensions

Ground

Living Room

3.6m × 6.4m

Ground

Dining Room

3.6m × 6.4m

Ground

Kitchen

3.3m × 3.3m

Second

Primary Bedroom

3.4m × 4.2m

Second

Bedroom 2

2.9m × 3.2m

Second

Bedroom 3

2.8m × 3.4m

Second

Bedroom 4

2.8m × 2.9m

Basement

Bedroom

—

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $799,000✓ $3,212 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,301/mo

incl. closing costs (yr 1)

Annual total

$75,611

year 1

Mortgage only

$3,031/mo

principal + interest

Beyond mortgage

$1,774/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$159,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$268/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$34/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$12,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $36,374/yr

Property taxes21% $15,667/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,990/yr

Condo fees7% $4,920/yr

Closing costs7% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$36,374	$3,031/mo
Government & taxes
Property tax	$3,212	$268/mo
Land transfer tax(closing)	$12,455	$1,038/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,990	$666/mo
Condo fees
Condo / HOA fees	$4,920	$410/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$75,611	$6,301/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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12 Bonis Avenue

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Annual costs