$595K · 2 bed Condo Townhouse · Town Centre, Pickering

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About this home

Opportunity Is Knocking - Own A Beautiful, Spacious, and Upgraded Townhome In The Heart Of Pickering | Featuring Modern & Contemporary Finishes Throughout, This Stunning Home Offers Two Spacious Bedrooms, Three Bathrooms, One Balcony, and An Incredible Private Rooftop Terrace | The Main Living Area Features A Bright Open Concept Layout Perfect For Everyday Living and Entertaining | The Kitchen Showcases Stainless Steel Appliances, Quartz Countertops, Custom Backsplash, Undermount Sink, Centre Is…

Property details

MLS#

E13169926

Status

Buy Now

Beds

Baths

3 full, 0 half

Size

1200-1399

Style

Stacked Townhouse

Type

Condo Townhouse

Year built

—

Property features: Park, Public Transit, Rec./Commun.Centre

Condo corp #: 317
Balcony: Terrace
Locker: None
Fees include: Parking Included, Water Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick · Patio
Fronting on: —
Cross street: Kingston Road & Valley Farm
Basement: None, Other
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Other
Parking features: —

Level	Room	Dimensions
Main	Living Room	3.09m × 4.43m
Main	Dining Room	2.49m × 3.2m
Main	Kitchen	2.9m × 3.08m
Second	Primary Bedroom	2.85m × 5.56m
Second	Bedroom 2	2.55m × 3.05m

Level

Room

Dimensions

Main

Living Room

3.09m × 4.43m

Main

Dining Room

2.49m × 3.2m

Main

Kitchen

2.9m × 3.08m

Second

Primary Bedroom

2.85m × 5.56m

Second

Bedroom 2

2.55m × 3.05m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $595,000✓ $4,493 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,108/mo

incl. closing costs (yr 1)

Annual total

$61,291

year 1

Mortgage only

$2,257/mo

principal + interest

Beyond mortgage

$1,694/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$119,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$374/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,950/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$33/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,375

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $27,087/yr

Property taxes21% $12,868/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,950/yr

Condo fees8% $4,725/yr

Closing costs8% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,087	$2,257/mo
Government & taxes
Property tax	$4,493	$374/mo
Land transfer tax(closing)	$8,375	$698/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,950	$496/mo
Condo fees
Condo / HOA fees	$4,725	$394/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$61,291	$5,108/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs