Loading neighbourhood intel…

$684K · 2+1 bed Condo Apartment · Port Whitby, Whitby | MyPropertyScout

$684,000

Unit 522

38 DOM

2+1238d

Map

DOM 38

$684,000

F●●○○○DOM38days

Unit 522

1614 Charles Street · Whitby · Ontario L1N 0P4

MLS® E13166736 · Port Whitby · L1N 0P4

2+12Vacant700-799 ft²Condo Apartment1-car Underground38d$913/ft²$0 tax/yrBuilt 20233 yrs old

16% above market · regional est. · 38 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Perfect opportunity for downsizers and first-time home buyers! This exceptionally sun-filled suite features bright, spacious rooms, an open-concept kitchen and living area, and a huge balcony - a true bonus for everyday living and entertaining. Residents of The Landing enjoy an exceptional range of amenities, including a fully equipped gym, yoga room, elegant party room, study/meeting workspace, lounge, pet wash, bike wash/repair station, event area with outdoor terrace and BBQs, and more. This…

Reserved · coming next

MyPropertyScout exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →

Property details

MLS#: E13166736
Status: Buy Now
Beds: 2+1
Baths: 2 full, 0 half
Size: 700-799
Style: Apartment
Type: Condo Apartment
Year built: —

Property features: Public Transit

Condo corp #: 426
Balcony: Enclosed
Locker: Owned
Association amenities: BBQs Allowed, Bike Storage, Community BBQ, Elevator, Exercise Room, Gym
Fees include: None
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Hwy 401 W- Brock st S.
Basement: None
Stories: 5
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: Underground

Rooms

Level	Room	Dimensions
Main	Bedroom	4.15m × 3.99m
Main	Bedroom 2	3.61m × 3.29m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX IMPACT REALTY

Source: TRREB/PROPTX · MLS® E13166736

Do you own a home in Whitby?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$684K

Unit 522 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $684,000✓ $0 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,593/mo

incl. closing costs (yr 1)

Annual total

$67,120

year 1

Mortgage only

$2,595/mo

principal + interest

Beyond mortgage

$1,694/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$136,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$0/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,840/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$58/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,155

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $31,139/yr

Property taxes15% $10,155/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,840/yr

Condo fees12% $8,327/yr

Closing costs8% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,139	$2,595/mo
Government & taxes
Land transfer tax(closing)	$10,155	$846/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,840	$570/mo
Condo fees
Condo / HOA fees	$8,327	$694/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$67,120	$5,593/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

Unit 522

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs