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$439K · 2 bed Condo Apartment · Bowmanville, Clarington | MyPropertyScout

$439,000

Unit 208

46 DOM

2246d

Map

DOM 46

$439,000

C●●●○○DOM46days

Unit 208

95 Wellington Street · Clarington · Ontario L1C 5A1

MLS® E13135422 · Bowmanville · L1C 5A1

22Vacant800-899 ft²Condo Apartment1-car Underground46d$517/ft²$3,221 tax/yrBuilt 200323 yrs old

3% above market · 46 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to this sought-after condo at 95 Wellington Street, ideally located just steps from vibrant downtown Bowmanville, offering convenient access to shops, restaurants, and everyday amenities.This well-appointed unit features a cozy living room complete with a gas fireplace and a walk-out to a private balcony-perfect for relaxing or enjoying your morning coffee. The galley kitchen includes a functional pass-through window, creating a seamless connection to the living space, along with access…

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Property details

MLS#: E13135422
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 800-899
Style: Apartment
Type: Condo Apartment
Year built: —

Fireplaces: 1
Fireplace features: Natural Gas

Condo corp #: 156
Balcony: Open
Locker: Owned
Fees include: Water Included, Building Insurance Included, Common Elements Included, Cable TV Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Temperance St & Wellington St
Basement: None
Stories: 3
Utilities: —
Laundry: In-Suite Laundry
Interior: Other
Parking features: —

Rooms

Level	Room	Dimensions
Main	Living Room	3.357m × 4.367m
Main	Kitchen	2.275m × 2.387m
Main	Primary Bedroom	2.983m × 4.34m
Main	Bedroom 2	2.76m × 4.272m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL SERVICE REAL ESTATE INC.

Source: TRREB/PROPTX · MLS® E13135422

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$439K

Unit 208 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $439,000✓ $3,221 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,240/mo

incl. closing costs (yr 1)

Annual total

$50,879

year 1

Mortgage only

$1,665/mo

principal + interest

Beyond mortgage

$1,678/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$87,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$268/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,390/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$51/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,255

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $19,985/yr

Property taxes17% $8,476/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,390/yr

Condo fees14% $7,368/yr

Closing costs10% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,985	$1,665/mo
Government & taxes
Property tax	$3,221	$268/mo
Land transfer tax(closing)	$5,255	$438/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,390	$366/mo
Condo fees
Condo / HOA fees	$7,368	$614/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$50,879	$4,240/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 208

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs