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$440K · 2 bed Condo Apartment · Bowmanville, Clarington | MyPropertyScout

$439,999

Unit 102

47 DOM

2147d

Map

DOM 47

$439,999

C●●●○○DOM47days

Unit 102

91 Aspen Springs Drive · Clarington · Ontario L1C 5J9

MLS® E13130504 · Bowmanville · L1C 5J9

21Vacant700-799 ft²Condo ApartmentNone47d$587/ft²$2,512 tax/yr

4% above market · 47 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to easy, effortless condo living! This bright and beautifully maintained south-facing 1st-floor unit checks all the boxes-starting with the rare convenience of direct access from your parking spot (no elevators, no hassle).Freshly painted and filled with natural light, the open-concept layout offers a warm, inviting feel from the moment you walk in. Step out to your sun-filled patio, a perfect spot to enjoy your morning coffee or unwinding at the end of the day. The added bonus of in-sui…

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Property details

MLS#: E13130504
Status: Buy Now
Beds: 2
Baths: 1 full, 0 half
Size: 700-799
Style: Apartment
Type: Condo Apartment
Year built: —

Condo corp #: 179
Balcony: Open
Locker: None
Fees include: Cable TV Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Wall Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: —
Cross street: Bowmanville Avenue/Aspen Springs Drive
Basement: None
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Water Heater
Parking features: —

Rooms

Level	Room	Dimensions
Ground	Kitchen	1.86m × 4.24m
Ground	Living Room	3.74m × 3.96m
Ground	Dining Room	1.58m × 2.47m
Ground	Primary Bedroom	2.72m × 3.61m
Ground	Bedroom 2	2.68m × 3.59m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RIGHT AT HOME REALTY

Source: TRREB/PROPTX · MLS® E13130504

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$440K

Unit 102 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $439,999✓ $2,512 tax✓ Electric✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,924/mo

incl. closing costs (yr 1)

Annual total

$47,085

year 1

Mortgage only

$1,669/mo

principal + interest

Beyond mortgage

$1,357/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$88,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$209/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~750 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,400/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$40/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,275

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $20,031/yr

Property taxes17% $7,787/yr

Utilities5% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,400/yr

Condo fees12% $5,707/yr

Closing costs11% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,031	$1,669/mo
Government & taxes
Property tax	$2,512	$209/mo
Land transfer tax(closing)	$5,275	$440/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,400	$367/mo
Condo fees
Condo / HOA fees	$5,707	$476/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$47,085	$3,924/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 102

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs