$299K · 3+1 bed Condo Apartment · West Hill, Toronto

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About this home

Spacious And Well Maintained 3+1 Bedroom Condo Apartment Located In A Highly Convenient Scarborough Community Near Lawrence Ave E. This Bright And Functional Unit Offers Generous Living Space Perfect For Families, First Time Buyers, Or Investors. The Versatile Den Can Be Used As A Fourth Bedroom, Home Office, Or Study Area. Enjoy A Large Open Concept Living And Dining Area Filled With Natural Light, Spacious Bedrooms, And A Practical Layout Designed For Comfortable Everyday Living. Ideally Situa…

Property details

MLS#

E13110692

Status

Buy Now

Beds

3+1

Baths

2 full, 0 half

Size

1000-1199

Style

2-Storey

Type

Condo Apartment

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete

Condo corp #: 365
Balcony: Open
Locker: None
Fees include: Heat Included, Water Included, Cable TV Included, CAC Included, Building Insurance Included, Parking Included, Condo Taxes Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Concrete
Fronting on: —
Cross street: Lawrence and Kingston
Basement: None
Stories: 3
Utilities: —
Laundry: Ensuite
Interior: Other
Parking features: Underground

Level	Room	Dimensions
Main	Living Room	3.64m × 6.67m
Main	Dining Room	2.68m × 2.35m
Main	Kitchen	2.23m × 5.06m
Main	Den	2.18m × 2.41m
Lower	Primary Bedroom	3.18m × 3.41m
Lower	Bedroom 2	2.93m × 2.22m
Lower	Bedroom 3	1.57m × 2.93m
Lower	Laundry	1.57m × 1.49m

Level

Room

Dimensions

Main

Living Room

3.64m × 6.67m

Main

Dining Room

2.68m × 2.35m

Main

Kitchen

2.23m × 5.06m

Main

Den

2.18m × 2.41m

Lower

Primary Bedroom

3.18m × 3.41m

Lower

Bedroom 2

2.93m × 2.22m

Lower

Bedroom 3

1.57m × 2.93m

Lower

Laundry

1.57m × 1.49m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $299,000✓ $1,003 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,871/mo

incl. closing costs (yr 1)

Annual total

$46,453

year 1

Mortgage only

$1,134/mo

principal + interest

Beyond mortgage

$2,032/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$59,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$84/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$106/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,960

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)29% $13,612/yr

Property taxes9% $3,963/yr

Utilities9% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance6% $2,990/yr

Condo fees33% $15,228/yr

Closing costs11% $5,100/yr

Mortgage is 29% of your true cost of ownership. The other 71% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$13,612	$1,134/mo
Government & taxes
Property tax	$1,003	$84/mo
Land transfer tax(closing)	$2,960	$247/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,990	$249/mo
Condo fees
Condo / HOA fees	$15,228	$1,269/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$46,453	$3,871/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs