$559K · 2 bed Condo Townhouse · Windfields, Oshawa

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About this home

Welcome To This Spectacular Stacked Townhouse In The Sought-After Winfield Community Of North Oshawa! This Bright And Airy 2 Bedroom, 2.5 Bathroom Home Features An Open Concept Living And Dining Area Filled With Natural Light, A Walkout To Your Own Private Terrace, And Direct Access To Your Garage. Ideally Located Near Shopping, Restaurants, UOIT, Durham College, Costco, And Easy Access To Highway 407! A Rare Opportunity In One Of Oshawa's Fastest-Growing Neighbourhoods.

Property details

MLS#

E13090378

Status

Buy Now

Beds

Baths

3 full, 0 half

Size

1200-1399

Style

Stacked Townhouse

Type

Condo Townhouse

Year built

—

Condo corp #: 307
Balcony: Terrace
Locker: None
Fees include: Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car None
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Aluminum Siding, Brick
Fronting on: —
Cross street: Simcoe St & Winchester Rd
Basement: None
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: —

Level	Room	Dimensions
Main	Dining Room	3.35m × 3.26m
Main	Kitchen	2.92m × 2.43m
Main	Living Room	4.87m × 3.44m
Second	Bedroom	3.35m × 3.99m
Second	—	4.41m × 3.07m

Level

Room

Dimensions

Main

Dining Room

3.35m × 3.26m

Main

Kitchen

2.92m × 2.43m

Main

Living Room

4.87m × 3.44m

Second

Bedroom

3.35m × 3.99m

Second

—

4.41m × 3.07m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $559,000✓ $6,006 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,999/mo

incl. closing costs (yr 1)

Annual total

$59,991

year 1

Mortgage only

$2,121/mo

principal + interest

Beyond mortgage

$1,782/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$111,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$501/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,590/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$32/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,655

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $25,448/yr

Property taxes23% $13,661/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,590/yr

Condo fees8% $4,632/yr

Closing costs9% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$25,448	$2,121/mo
Government & taxes
Property tax	$6,006	$501/mo
Land transfer tax(closing)	$7,655	$638/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,590	$466/mo
Condo fees
Condo / HOA fees	$4,632	$386/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$59,991	$4,999/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs