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$450K · 1+1 bed Condo Apartment · Bowmanville, Clarington | MyPropertyScout

$449,888

Unit 104

1+11OwnerOccupied

Map

$449,888

D●●●○○

Unit 104

1 Sidney Lane · Clarington · Ontario L1C 0C6

MLS® E13089922 · Bowmanville · L1C 0C6

1+11OwnerOccupied700-799 ft²Condo Apartment1-car Surface$600/ft²$2,748 tax/yr

6% above market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Stunning condo in the heart of Bowmanville-perfect for seniors, professionals, or couples. This 1-bedroom plus den suite offers an open-concept layout, with the den suitable as a second bedroom. Large windows and a private balcony create a bright, airy living space. The kitchen features a breakfast bar and pantry, along with ensuite laundry and a spacious walk-in closet in the bedroom. Conveniently located close to all amenities, just a short walk to downtown, local events, and nearby schools.

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Property details

MLS#: E13089922
Status: Buy Now
Beds: 1+1
Baths: 1 full, 0 half
Size: 700-799
Style: Apartment
Type: Condo Apartment
Year built: —

Property features: Park, Public Transit, School, School Bus Route

Condo corp #: 254
Balcony: Open
Locker: Exclusive
Association amenities: Gym, Game Room
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Surface
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Window Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Brick, Concrete
Fronting on: —
Cross street: Green Rd/ Mcbride Ave
Basement: None
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Built-In Oven, Carpet Free, Water Heater
Parking features: None

Rooms

Level	Room	Dimensions
Flat	Living Room	—
Flat	Dining Room	—
Main	Den	—
Main	Primary Bedroom	—

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX IMPACT REALTY

Source: TRREB/PROPTX · MLS® E13089922

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$450K

Unit 104 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $449,888✓ $2,748 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,109/mo

incl. closing costs (yr 1)

Annual total

$49,309

year 1

Mortgage only

$1,707/mo

principal + interest

Beyond mortgage

$1,488/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$89,978

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$229/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$38/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $20,481/yr

Property taxes17% $8,221/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,499/yr

Condo fees11% $5,448/yr

Closing costs10% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,481	$1,707/mo
Government & taxes
Property tax	$2,748	$229/mo
Land transfer tax(closing)	$5,473	$456/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,499	$375/mo
Condo fees
Condo / HOA fees	$5,448	$454/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$49,309	$4,109/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 104

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs