$469K · 4 bed Condo Townhouse · Morningside, Toronto

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About this home

Location! Location! Well Maintained and super clean corner unit 4 Bedroom townhome takes full advantage of abundant natural light. Approx 1600 Sqft. Laminate floors Thru-Out. This beautiful home features a renovated kitchen & two renovated bathrooms. Large Laundry room combined with storage area. Very Rare Two extra long Undergroud parking spots can park 4 cars. Close To U of T Scarborough Campus, Centennial College, Hwy401, Public Transit, Shopping And Park.

Property details

MLS#

E13082038

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1400-1599

Style

Stacked Townhouse

Type

Condo Townhouse

Year built

—

Property features: Hospital, Park, Public Transit, School

Condo corp #: 331
Balcony: Enclosed
Locker: None
Association amenities: BBQs Allowed, Car Wash, Exercise Room, Gym, Indoor Pool, Party Room/Meeting Room
Fees include: Water Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 2 total
Heating: Baseboard
Heating fuel: Electric
Cooling: None
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Morningside/Ellesmere
Basement: None
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free
Parking features: Underground

Level	Room	Dimensions
Ground	Living Room	2.82m × 5.64m
Ground	Dining Room	2.82m × 3.05m
Ground	Kitchen	2.82m × 3.25m
Second	Primary Bedroom	3.06m × 4.95m
Second	Bedroom 2	2.7m × 5.18m
Second	Bedroom 3	2.74m × 4.04m
Ground	Bedroom 4	2.7m × 3.99m
Second	Laundry	1.56m × 3.66m

Level

Room

Dimensions

Ground

Living Room

2.82m × 5.64m

Ground

Dining Room

2.82m × 3.05m

Ground

Kitchen

2.82m × 3.25m

Second

Primary Bedroom

3.06m × 4.95m

Second

Bedroom 2

2.7m × 5.18m

Second

Bedroom 3

2.74m × 4.04m

Ground

Bedroom 4

2.7m × 3.99m

Second

Laundry

1.56m × 3.66m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $469,000✓ $1,425 tax✓ Electric✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,486/mo

incl. closing costs (yr 1)

Annual total

$53,833

year 1

Mortgage only

$1,779/mo

principal + interest

Beyond mortgage

$1,761/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$93,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$119/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,500 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,690/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$79/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,855

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $21,351/yr

Property taxes14% $7,280/yr

Utilities5% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,690/yr

Condo fees21% $11,352/yr

Closing costs9% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,351	$1,779/mo
Government & taxes
Property tax	$1,425	$119/mo
Land transfer tax(closing)	$5,855	$488/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,690	$391/mo
Condo fees
Condo / HOA fees	$11,352	$946/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$53,833	$4,486/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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