$1.20M · 5 bed Detached · Rural Scugog, Scugog

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About this home

Welcome to your own lakeside escape, where comfort, relaxation, and natural beauty come together. Set on an oversized, beautifully landscaped waterfront lot, this inviting 5-bedroom home is the perfect place to gather with family and friends while enjoying peaceful views of the lake. Two driveways provide plenty of parking for guests, while the heated and insulated 2-car garage with epoxy flooring and a convenient 3-piece bath adds practicality for year-round use. Inside, the bright and spacious…

Property details

MLS#

E13054406

Status

Buy Now

Beds

Baths

4 full, 0 half

Size

2500-3000

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Unknown

Waterfront: Yes
Water view: Direct
Water body: Lake Scugog
Water frontage: 17.33 ft
Shoreline: Clean, Sandy
Waterfront features: Trent System, Dock

Garage: 2-car Attached
Garage spaces: 2
Parking: 10 total
Lot: 54 × 225.04
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Exterior: Stone, Vinyl Siding · Landscaped, Deck
Fronting on: North
Cross street: Golf Course Rd/View Lake Rd
Basement: None
Stories: —
Utilities: —
Laundry: —
Interior: Water Heater Owned
Parking features: Private

Level	Room	Dimensions
Main	Kitchen	5.01m × 6.59m
Main	Dining Room	2.7m × 5.6m
Main	Living Room	4.18m × 5.6m
Main	Den	2.33m × 2.72m
Second	Primary Bedroom	3.6m × 4.75m
Second	Sitting	2.95m × 3.95m
Second	Bedroom 2	3.3m × 4.54m
Second	Bedroom 3	3.34m × 4.05m
Second	Bedroom 4	2.96m × 2.99m
Second	Bedroom 5	2.8m × 3.76m

Level

Room

Dimensions

Main

Kitchen

5.01m × 6.59m

Main

Dining Room

2.7m × 5.6m

Main

Living Room

4.18m × 5.6m

Main

Den

2.33m × 2.72m

Second

Primary Bedroom

3.6m × 4.75m

Second

Sitting

2.95m × 3.95m

Second

Bedroom 2

3.3m × 4.54m

Second

Bedroom 3

3.34m × 4.05m

Second

Bedroom 4

2.96m × 2.99m

Second

Bedroom 5

2.8m × 3.76m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,200,000✓ $6,894 tax✓ Gas✓ 2500-3000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,839/mo

incl. closing costs (yr 1)

Annual total

$106,068

year 1

Mortgage only

$4,552/mo

principal + interest

Beyond mortgage

$2,122/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$240,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$574/mo

Utilities

Hydro / electricity$193/mo

≈ $0.07/ft² × ~2,750 ft² · ON avg ~$193/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$12,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$20,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $54,629/yr

Property taxes26% $27,369/yr

Utilities5% $5,370/yr

Insurance & security2% $1,600/yr

Maintenance11% $12,000/yr

Closing costs5% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$54,629	$4,552/mo
Government & taxes
Property tax	$6,894	$574/mo
Land transfer tax(closing)	$20,475	$1,706/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,310	$193/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$12,000	$1,000/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$106,068	$8,839/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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526 View Lake Road

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