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$530K · 2 bed Condo Apartment · South West, Ajax | MyPropertyScout

$529,900

Unit 110

22OwnerOccupied

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$529,900

Unit 110

The Breakers · 25 Cumberland Lane · Ajax · Ontario L1S 7K1

MLS® E13051654 · South West · L1S 7K1

22OwnerOccupied1200-1399 ft²Condo Apartment2-car Underground$408/ft²$3,751 tax/yr

Neighbourhood Range

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About this home

Welcome to 25 Cumberland Lane - a beautiful 2-storey condo nestled in the sought-after waterfront community of South Ajax. Offering over 1,200 sq. ft. of stylish living space, this home blends the ease of condo living with the feel and privacy of a townhouse layout. Step inside to a bright, open-concept main floor featuring gleaming hardwood floors, a spacious living and dining area, and sliding doors leading directly to your private ground-floor covered patio - an ideal retreat for morning cof…

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Property details

MLS#: E13051654
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 1200-1399
Style: Apartment
Type: Condo Apartment
Year built: —

Building name: The Breakers
Condo corp #: 148
Balcony: Terrace
Locker: None
Fees include: Cable TV Included, Common Elements Included, Parking Included, Water Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 2-car Underground
Garage spaces: 2
Parking: 2 total
Heating: Heat Pump
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Harwood Ave South and Lake Driveway W
Basement: None
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free
Parking features: —

Rooms

Level	Room	Dimensions
Main	Living Room	3.74m × 4.93m
Main	Dining Room	3m × 3.55m
Main	Kitchen	2.85m × 3.03m
Main	Breakfast	3.3m × 3.31m
Second	Primary Bedroom	3.76m × 4.34m
Second	Bedroom 2	3.57m × 3.32m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX HALLMARK FIRST GROUP REALTY LTD.

Source: TRREB/PROPTX · MLS® E13051654

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$530K

Unit 110 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $529,900✓ $3,751 tax✓ Electric✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,796/mo

incl. closing costs (yr 1)

Annual total

$69,555

year 1

Mortgage only

$2,010/mo

principal + interest

Beyond mortgage

$2,738/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$105,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$313/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,300 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,299/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$140/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)35% $24,123/yr

Property taxes16% $10,824/yr

Utilities4% $2,460/yr

Insurance & security2% $1,600/yr

Maintenance8% $5,299/yr

Condo fees29% $20,149/yr

Closing costs7% $5,100/yr

Mortgage is 35% of your true cost of ownership. The other 65% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,123	$2,010/mo
Government & taxes
Property tax	$3,751	$313/mo
Land transfer tax(closing)	$7,073	$589/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,299	$442/mo
Condo fees
Condo / HOA fees	$20,149	$1,679/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$69,555	$5,796/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 110

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs