$1.20M · 2 bed Condo Townhouse · The Beaches, Toronto

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About this home

Your dream life near the beach is not out of reach! Welcome to 517 Kingston Rd. Unit 4, a purpose-built 3-storey loft with views you could only imagine. Step into the foyer, perfect for leaving your coats & shoes out of sight, & up the stairs & feel your jaw drop. Sky high ceilings & huge south-facing windows make this space feel airy & special - you don't come across a loft like this every day. The main level is open concept with a modern kitchen with stainless steel appliances, a Spanish tile…

Property details

MLS#

E13048560

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1200-1399

Style

Loft

Type

Condo Townhouse

Year built

—

Property features: Beach, Clear View, Park, Lake/Pond, School, Public Transit

Fireplace features: Living Room, Natural Gas

View: Clear, Lake, Trees/Woods

Building name: Beachview Lofts
Condo corp #: 1092
Balcony: Terrace
Locker: Exclusive
Fees include: Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Radiant
Heating fuel: Gas
Cooling: Wall Unit(s)
Waterfront: No
Exterior: Brick Front
Fronting on: —
Cross street: Kingston Rd. & Lee Ave.
Basement: None
Stories: 1
Utilities: —
Laundry: In-Suite Laundry, Inside, Laundry Room
Interior: Carpet Free, Storage Area Lockers
Parking features: Underground

Level	Room	Dimensions
Main	Living Room	4.6m × 8.2m
Main	Dining Room	3.1m × 8.2m
Main	Kitchen	2.8m × 2.74m
Main	Bedroom 2	2.8m × 3.2m
Upper	Primary Bedroom	4m × 4.6m
Upper	Laundry	1.96m × 2.31m

Level

Room

Dimensions

Main

Living Room

4.6m × 8.2m

Main

Dining Room

3.1m × 8.2m

Main

Kitchen

2.8m × 2.74m

Main

Bedroom 2

2.8m × 3.2m

Upper

Primary Bedroom

4m × 4.6m

Upper

Laundry

1.96m × 2.31m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,199,000✓ $4,980 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$9,373/mo

incl. closing costs (yr 1)

Annual total

$112,479

year 1

Mortgage only

$4,549/mo

principal + interest

Beyond mortgage

$2,662/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$239,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$415/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$11,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$68/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$20,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $54,584/yr

Property taxes23% $25,435/yr

Utilities4% $3,960/yr

Insurance & security1% $1,600/yr

Maintenance11% $11,990/yr

Condo fees9% $9,811/yr

Closing costs5% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$54,584	$4,549/mo
Government & taxes
Property tax	$4,980	$415/mo
Land transfer tax(closing)	$20,455	$1,705/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$11,990	$999/mo
Condo fees
Condo / HOA fees	$9,811	$818/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$112,479	$9,373/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 4

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Annual costs