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$550K · 1+1 bed Condo Townhouse · Port Whitby, Whitby | MyPropertyScout

$549,900

Unit 185

64 DOM

1+1164d

Map

⚡ Insider Deal

DOM 64

↓ $45,100Price Reduced

$549,900

A●●●○○DOM64days

Unit 185

Landing Condos · 1608 Charles Street · Whitby · Ontario L1N 1B9

MLS® E13046640 · Port Whitby · L1N 1B9

1+11TenantOccupied600-699 ft²Condo Townhouse1-car Underground64d$847/ft²$2,133 tax/yr

7% below market · 64 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to this stylish two-storey 1+Den suite in the sought-after waterfront community of The Landing Condos. Thoughtfully designed for modern living, this unique layout offers the perfect blend of comfort and functionality-ideal for first-time buyers or professionals working from home.The main level features an open-concept kitchen and living space, perfect for entertaining or unwinding, while the upper level provides added privacy for the bedroom. The versatile den is ideal as a dedicated hom…

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Property details

MLS#: E13046640
Status: Buy Now
Beds: 1+1
Baths: 1 full, 0 half
Size: 600-699
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Building name: Landing Condos
Condo corp #: 426
Balcony: Open
Locker: Owned
Fees include: Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Concrete
Fronting on: —
Cross street: Victoria St. W & Charles St.
Basement: None
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: —

Rooms

Level	Room	Dimensions
Main	Kitchen	—
Main	Living Room	—
Second	Primary Bedroom	—
Second	Den	—
Main	Dining Room	—

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RESIDENTIAL DEVELOPMENT SERVICES INC.

Source: TRREB/PROPTX · MLS® E13046640

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$550K

Unit 185 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $549,900✓ $2,133 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,778/mo

incl. closing costs (yr 1)

Annual total

$57,339

year 1

Mortgage only

$2,086/mo

principal + interest

Beyond mortgage

$1,611/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$109,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$178/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$45/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $25,034/yr

Property taxes17% $9,606/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,499/yr

Condo fees11% $6,540/yr

Closing costs9% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$25,034	$2,086/mo
Government & taxes
Property tax	$2,133	$178/mo
Land transfer tax(closing)	$7,473	$623/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,499	$458/mo
Condo fees
Condo / HOA fees	$6,540	$545/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$57,339	$4,778/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 185

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs