$749K · 2 bed Condo Apartment · Port Perry, Scugog

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About this home

Location! Location! Location! First time offered for sale. Beautifully upgraded 1040 sf 2 bedroom condo in beautiful downtown Port Perry. This boutique condo building is ideally situated directly across from waterfront park offering stunning unobstructed lake views. The unit has been newly renovated throughout featuring a modern kitchen with new cabinetry, quartz countertops and stainless steel appliances. Additional upgrades include bathroom cabinets, quality laminate floori…

Property details

MLS#

E13024932

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

1000-1199

Style

Apartment

Type

Condo Apartment

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Hospital, Library, Marina, Park, Public Transit, Place Of Worship

View: Lake, Park/Greenbelt

Building name: 108 Water Street Condominium
Condo corp #: 158
Balcony: Open
Locker: None
Association amenities: Elevator, Visitor Parking
Fees include: Water Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car None
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick · Controlled Entry
Fronting on: —
Cross street: Water and Casimir
Basement: None
Stories: 3
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: Covered, Surface

Level	Room	Dimensions
Main	Kitchen	2.74m × 2.74m
Main	Living Room	3.66m × 5.73m
Main	Dining Room	2.47m × 2.9m
Main	Primary Bedroom	3.2m × 5.33m
Main	Bedroom 2	3.26m × 3.81m

Level

Room

Dimensions

Main

Kitchen

2.74m × 2.74m

Main

Living Room

3.66m × 5.73m

Main

Dining Room

2.47m × 2.9m

Main

Primary Bedroom

3.2m × 5.33m

Main

Bedroom 2

3.26m × 3.81m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $749,000✓ $3,027 tax✓ Electric✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,080/mo

incl. closing costs (yr 1)

Annual total

$72,959

year 1

Mortgage only

$2,841/mo

principal + interest

Beyond mortgage

$1,826/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$149,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$252/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,100 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$54/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$11,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $34,098/yr

Property taxes20% $14,482/yr

Utilities3% $2,460/yr

Insurance & security2% $1,600/yr

Maintenance10% $7,490/yr

Condo fees11% $7,729/yr

Closing costs7% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$34,098	$2,841/mo
Government & taxes
Property tax	$3,027	$252/mo
Land transfer tax(closing)	$11,455	$955/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,490	$624/mo
Condo fees
Condo / HOA fees	$7,729	$644/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$72,959	$6,080/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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