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$675K · 2+1 bed Condo Townhouse · Central, Ajax | MyPropertyScout

$675,000

18 Lovegrove Lane

2+12OwnerOccupied

Map

$675,000

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18 Lovegrove Lane

Ajax · Ontario L1S 0E7

MLS® E12996646 · Central · L1S 0E7

2+12OwnerOccupied1600-1799 ft²Condo Townhouse1-car Detached$397/ft²$5,142 tax/yr

11% above market · regional est.

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Offer Anytime Show with Confidence! A fantastic opportunity for first-time buyers, downsizers, or young professionals! This freshly painted and sun-filled 2-bedroom + den, 2-bath townhouse features soaring 20-ft ceilings in the Great Room, a stylish media loft, and a versatile upper-level den, perfect as a cozy retreat by night and a productive home office by day. Enjoy in-home laundry, extra storage, and a private garage parking spot. Located just minutes from Hwy 401, the 407 extension, GO & D…

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Property details

MLS#: E12996646
Status: Buy Now
Beds: 2+1
Baths: 2 full, 0 half
Size: 1600-1799
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Fireplace features: Electric

Condo corp #: 251
Balcony: Open
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Detached
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick, Stone
Fronting on: —
Cross street: Salem Rd /Kingston Rd
Basement: None
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free, Water Heater
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Kitchen	8.43m × 13.2m
Main	Great Room	14m × 16m
Main	Dining Room	9m × 14m
Main	Bedroom	9.58m × 18m
Upper	Bedroom 2	13m × 14m
Upper	Media Room	6.2m × 14.2m
Main	Bathroom	5.5m × 9.5m
Main	Laundry	6.5m × 8.5m
Upper	Den	5m × 7m
Main	Foyer	5.5m × 8m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HOUSESIGMA INC.

Source: TRREB/PROPTX · MLS® E12996646

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$675K

18 Lovegrove Lane · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $675,000✓ $5,142 tax✓ Gas✓ 1600-1799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,784/mo

incl. closing costs (yr 1)

Annual total

$69,403

year 1

Mortgage only

$2,561/mo

principal + interest

Beyond mortgage

$1,933/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$135,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$429/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,700 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,750/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$43/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $30,729/yr

Property taxes22% $15,117/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,750/yr

Condo fees9% $6,147/yr

Closing costs7% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$30,729	$2,561/mo
Government & taxes
Property tax	$5,142	$429/mo
Land transfer tax(closing)	$9,975	$831/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,750	$563/mo
Condo fees
Condo / HOA fees	$6,147	$512/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$69,403	$5,784/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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18 Lovegrove Lane

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs