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$495K · 2 bed Condo Apartment · Windfields, Oshawa | MyPropertyScout

$495,000

Unit 317

22OwnerOccupied

Map

$495,000

F●●○○○

Unit 317

2550 Simcoe Street · Oshawa · Ontario L1L 0R5

MLS® E12993562 · Windfields · L1L 0R5

22OwnerOccupied800-899 ft²Condo ApartmentNone$583/ft²$5,473 tax/yrBuilt 20233 yrs old

25% above market · regional est.

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to 2550 Simcoe Street North, a beautifully upgraded 2-bedroom, 2-bathroom corner suite offering 805 sq. ft. of luxury living plus a 178 sq. ft. wrap-around balcony with breathtaking southwest panoramic views of the lake, CN Tower, and stunning sunsets. This bright unit features 9' ceilings, floor-to-ceiling windows, an L-shaped kitchen with full-size stainless steel appliances, quartz countertops, a custom backsplash, and an additional office nook perfect for working from home. Enjoy a s…

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Property details

MLS#: E12993562
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 800-899
Style: Apartment
Type: Condo Apartment
Year built: —

Condo corp #: 370
Balcony: Open
Locker: None
Fees include: Parking Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Simcoe St & Windfields Farm Dr
Basement: None
Stories: 3
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: Covered

Rooms

Level	Room	Dimensions
Main	Living Room	3.05m × 3.87m
Main	Dining Room	3.05m × 3.87m
Main	Kitchen	1.92m × 2.83m
Main	Bedroom	2.9m × 3.05m
Main	Bedroom 2	2.65m × 2.71m
Main	Other	—

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: LUCKY HOMES REALTY

Source: TRREB/PROPTX · MLS® E12993562

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$495K

Unit 317 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $495,000✓ $5,473 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,776/mo

incl. closing costs (yr 1)

Annual total

$57,312

year 1

Mortgage only

$1,878/mo

principal + interest

Beyond mortgage

$1,909/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$99,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$456/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,950/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$51/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,375

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $22,535/yr

Property taxes21% $11,848/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,950/yr

Condo fees13% $7,320/yr

Closing costs9% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,535	$1,878/mo
Government & taxes
Property tax	$5,473	$456/mo
Land transfer tax(closing)	$6,375	$531/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,950	$413/mo
Condo fees
Condo / HOA fees	$7,320	$610/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$57,312	$4,776/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 317

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs