$509K · 3 bed Condo Apartment · Town Centre, Pickering

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About this home

Spacious and well maintained 3 bedrooms, 2 bathrooms unit offering 1,118 sqft of comfortable living space with desirable west exposure. Bright and open concept layout filled with natural light, ideal for both everyday living and entertaining. Rarely offered size with exceptionally low maintenance fees for a unit of this scale. Conveniently located close to transit, shopping, schools, parks, and all essential amenities, making it a perfect choice for families, downsizers, or investors.

Property details

MLS#

E12992496

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1000-1199

Style

Apartment

Type

Condo Apartment

Year built

—

Property features: Clear View, Library, Park, Place Of Worship, Public Transit, School

Condo corp #: 136
Balcony: Open
Locker: None
Association amenities: Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Water Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Heat Pump
Heating fuel: Electric
Cooling: Wall Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: KingstonRd / BrockRd
Basement: None
Stories: 4
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: Surface

Level	Room	Dimensions
Flat	Living Room	3.59m × 9.23m
Flat	Dining Room	3.59m × 9.23m
Flat	Kitchen	2.36m × 2.5m
Flat	Primary Bedroom	3.15m × 4.62m
Flat	Bedroom 2	2.66m × 4.02m
Flat	Bedroom 3	2.55m × 4.02m

Level

Room

Dimensions

Flat

Living Room

3.59m × 9.23m

Flat

Dining Room

3.59m × 9.23m

Flat

Kitchen

2.36m × 2.5m

Flat

Primary Bedroom

3.15m × 4.62m

Flat

Bedroom 2

2.66m × 4.02m

Flat

Bedroom 3

2.55m × 4.02m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $509,000✓ $3,079 tax✓ Electric✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,434/mo

incl. closing costs (yr 1)

Annual total

$53,209

year 1

Mortgage only

$1,931/mo

principal + interest

Beyond mortgage

$1,490/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$101,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$257/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,100 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,090/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$42/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,655

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $23,172/yr

Property taxes18% $9,734/yr

Utilities5% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,090/yr

Condo fees11% $6,054/yr

Closing costs10% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,172	$1,931/mo
Government & taxes
Property tax	$3,079	$257/mo
Land transfer tax(closing)	$6,655	$555/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,090	$424/mo
Condo fees
Condo / HOA fees	$6,054	$504/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$53,209	$4,434/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs