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$399K · 3 bed Condo Townhouse · Samac, Oshawa | MyPropertyScout

$399,000

Unit 15

33Vacant

Map

$399,000

Unit 15

1720 Simcoe Street · Oshawa · Ontario L1G 4X9

MLS® E12946404 · Samac · L1G 4X9

33Vacant1000-1199 ft²Condo TownhouseNone$363/ft²$4,400 tax/yr

Neighbourhood Range

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About this home

This modern upper-unit FULLY FURNISHED condo townhouse with balcony offers 3 spacious bedrooms and 3 full bathrooms in a highly desirable A+ location. Each Bedroom features it's own private 4-piece ensuite, ensuring maximum comfort and privacy for residents. The home boasts a stylish open-concept kitchen complete with a granite island and breakfast bar, tile backsplash, stainless steel appliances and brand new washer and dryer-perfect for both everyday living and entertaining. Sleek laminate flo…

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Property details

MLS#: E12946404
Status: Buy Now
Beds: 3
Baths: 3 full, 0 half
Size: 1000-1199
Style: Multi-Level
Type: Condo Townhouse
Year built: —

Condo corp #: 323
Balcony: None
Locker: None
Fees include: Heat Included, Common Elements Included, Water Included, CAC Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick Front, Concrete
Fronting on: —
Cross street: Simcoe St N & Conlin Rd
Basement: None
Stories: 0
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: None

Rooms

Level	Room	Dimensions
Main	Kitchen	6.1m × 3.1m
Main	Living Room	6.1m × 3.1m
Main	Bedroom	4.34m × 2.7m
Upper	Bedroom 2	4.2m × 3.1m
Upper	Bedroom 3	4.2m × 2.7m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX CROSSROADS REALTY INC.

Source: TRREB/PROPTX · MLS® E12946404

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$399K

Unit 15 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $399,000✓ $4,400 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,070/mo

incl. closing costs (yr 1)

Annual total

$48,837

year 1

Mortgage only

$1,514/mo

principal + interest

Beyond mortgage

$1,726/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$79,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$367/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$50/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,460

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)37% $18,164/yr

Property taxes18% $8,860/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $3,990/yr

Condo fees15% $7,163/yr

Closing costs10% $5,100/yr

Mortgage is 37% of your true cost of ownership. The other 63% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,164	$1,514/mo
Government & taxes
Property tax	$4,400	$367/mo
Land transfer tax(closing)	$4,460	$372/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,990	$333/mo
Condo fees
Condo / HOA fees	$7,163	$597/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$48,837	$4,070/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 15

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs