$776K · 3 bed Condo Townhouse · Bowmanville, Clarington

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About this home

Freshly updated and ready for its next chapter, this bright end unit townhome offers practical space, thoughtful upgrades, and low maintenance living in a convenient commuter friendly location.The main level features updated flooring and a refreshed kitchen with sleek Dekton countertops, modern backsplash, and a full appliance package included. The layout is comfortable and functional for everyday living, with living and dining space that opens directly to a private deck style balcony off the ki…

Property details

MLS#

E12858908

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1200-1399

Style

2-Storey

Type

Condo Townhouse

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Public Transit, Level, Park, School Bus Route, Rec./Commun.Centre, School

Condo corp #: 220
Balcony: Terrace
Locker: None
Association amenities: Visitor Parking, BBQs Allowed, Playground
Fees include: Water Included, Building Insurance Included, Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick · Lighting, Deck, Year Round Living
Fronting on: —
Cross street: Longworth and Liberty St N
Basement: Finished
Stories: 1
Utilities: —
Laundry: In Basement, In-Suite Laundry, Electric Dryer Hookup, Inside
Interior: Water Heater, Auto Garage Door Remote, Storage, Water Heater Owned
Parking features: Private, Reserved/Assigned, Inside Entry

Rooms

Level	Room	Dimensions
Main	Dining Room	8.1m × 8.11m
Main	Living Room	4.39m × 8.11m
Lower	Laundry	4.17m × 1.17m
Lower	Bedroom	4.62m × 2.08m
Lower	Bathroom	2.38m × 1.39m
Second	Primary Bedroom	3.06m × 4.23m
Second	Bedroom 2	2.94m × 4.98m
Second	Bedroom 3	2.7m × 2.84m
Second	Bathroom	1.56m × 2.84m
Main	Kitchen	3.82m × 4.98m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $775,800✓ $3,608 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,155/mo

incl. closing costs (yr 1)

Annual total

$73,866

year 1

Mortgage only

$2,943/mo

principal + interest

Beyond mortgage

$1,755/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$155,160

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$301/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,758/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$31/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$11,991

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $35,318/yr

Property taxes21% $15,599/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,758/yr

Condo fees6% $4,531/yr

Closing costs7% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$35,318	$2,943/mo
Government & taxes
Property tax	$3,608	$301/mo
Land transfer tax(closing)	$11,991	$999/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,758	$647/mo
Condo fees
Condo / HOA fees	$4,531	$378/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$73,866	$6,155/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 13

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Property details

Rooms

Sales History

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Annual costs