$520K · 2 bed Condo Townhouse · Windfields, Oshawa

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Unit 69

2500 Hillrise Court · Oshawa · Ontario L1L 0M6

MLS® E12820900 · Windfields · L1L 0M6

22TenantOccupied1200-1399 ft²Condo Townhouse1-car Attached$400/ft²$5,549 tax/yr

11% below market · regional est.

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Conveniently Located In The Desirable North Oshawa Windfields Area, This Low Maintenance And Affordable Apartment Style Stacked Townhouse Is A Modern Concept. Approximately 1200 Sqft Featuring Stainless Steel Appliances, A Cozy Porch And Patio At Your Front Door And An Unfinished Basement With A Crawl Space Entrance For Your Storage. Large Bedrooms With Walk In Closets.

Property details

MLS#

E12820900

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1200-1399

Style

1 Storey/Apt

Type

Condo Townhouse

Year built

—

Condo corp #: 307
Balcony: None
Locker: None
Fees include: Parking Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Simcoe/Britannia
Basement: Crawl Space
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Water Heater, Storage, Primary Bedroom - Main Floor, Carpet Free
Parking features: —

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $519,990✓ $5,549 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,540/mo

incl. closing costs (yr 1)

Annual total

$54,476

year 1

Mortgage only

$1,973/mo

principal + interest

Beyond mortgage

$1,536/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$103,998

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$462/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,200/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$18/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,875

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $23,672/yr

Property taxes23% $12,424/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,200/yr

Condo fees5% $2,520/yr

Closing costs9% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,672	$1,973/mo
Government & taxes
Property tax	$5,549	$462/mo
Land transfer tax(closing)	$6,875	$573/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,200	$433/mo
Condo fees
Condo / HOA fees	$2,520	$210/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$54,476	$4,540/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 69

About this home

MyStreetValue™ Analysis

Property details

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Sales History

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Annual costs