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$279K · 0 bed Condo Apartment · Samac, Oshawa | MyPropertyScout

$279,000

Unit 523

01Vacant

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$279,000

Unit 523

University Studios · 1900 Simcoe Street · Oshawa · Ontario L1G 4Y3

MLS® E12811452 · Samac · L1G 4Y3

01Vacant0-499 ft²Condo Apartment1-car None$559/ft²$2,326 tax/yr

Neighbourhood Range

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Built with high-quality materials. Walking Distance To UOIT (University) And Durham College. Suite Is Fully Furnished, Turn-Key Operation With Built-In Bed/Dining Murphy Bed, Electronic Adjustable Desk, Dining Chairs, Couch, Coffee Table, TV. Perfect For The Investor Or end user. Easy Access To Go Station, 407, Future Riocan Shopping Centre! Quick and vacant possession available. Free Wifi internet! Costco& many more shopping centers within walking distance

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Property details

MLS#: E12811452
Status: Buy Now
Beds: 0
Baths: 1 full, 0 half
Size: 0-499
Style: Apartment
Type: Condo Apartment
Year built: —

Property features: Hospital, Library, Public Transit, Rec./Commun.Centre, School, School Bus Route

Building name: University Studios
Condo corp #: 306
Balcony: None
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Parking Included, Condo Taxes Included
Pets: Yes-with Restrictions

Garage: 1-car None
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Wall Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Simcoe St & Conlin Rd
Basement: None
Stories: 5
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: Surface

Rooms

Level	Room	Dimensions
Flat	Kitchen	3.2m × 6.88m
Flat	Living Room	3.2m × 6.88m
Flat	Bedroom	3.2m × 6.88m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CENTURY 21 KING`S QUAY REAL ESTATE INC.

Source: TRREB/PROPTX · MLS® E12811452

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$279K

Unit 523 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $279,000✓ $2,326 tax✓ Gas✓ 0-499 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$2,934/mo

incl. closing costs (yr 1)

Annual total

$35,205

year 1

Mortgage only

$1,058/mo

principal + interest

Beyond mortgage

$1,195/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$55,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$194/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~250 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,790/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$28/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,660

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)36% $12,701/yr

Property taxes14% $4,986/yr

Utilities11% $3,960/yr

Insurance & security5% $1,600/yr

Maintenance8% $2,790/yr

Condo fees12% $4,068/yr

Closing costs14% $5,100/yr

Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$12,701	$1,058/mo
Government & taxes
Property tax	$2,326	$194/mo
Land transfer tax(closing)	$2,660	$222/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,790	$233/mo
Condo fees
Condo / HOA fees	$4,068	$339/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$35,205	$2,934/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 523

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs