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$490K · 1 bed Condo Apartment · Port Whitby, Whitby | MyPropertyScout

$489,999

Unit 601

11TenantOccupied

Map

$489,999

A●●●○○

Unit 601

1606 Charles Street · Whitby · Ontario L1N 0P1

MLS® E12797946 · Port Whitby · L1N 0P1

11TenantOccupied500-599 ft²Condo Apartment1-car Underground$892/ft²$0 tax/yrBuilt 20233 yrs old

17% below market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to The Landing Whitby Harbour - where modern comfort meets everyday convenience in the heart of Whitby. Ideally located with quick access to Highways 401, 407, 412, and 418, and just minutes from the Whitby GO Station, commuting is effortless. You'll also enjoy close proximity to shopping, dining, entertainment, schools, and parks - plus the beautiful waterfront along Lake Ontario. Scenic trails, marinas, and outdoor recreation are just moments away, making it easy to embrace a balanced,…

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Property details

MLS#: E12797946
Status: Buy Now
Beds: 1
Baths: 1 full, 0 half
Size: 500-599
Style: Apartment
Type: Condo Apartment
Year built: —

Foundation: Concrete

Condo corp #: 426
Balcony: Open
Locker: Owned
Association amenities: Gym, Party Room/Meeting Room
Fees include: None
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete Poured
Fronting on: —
Cross street: Victoria St W & Brock St S
Basement: None
Stories: 6
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: —

Rooms

Level	Room	Dimensions
Main	Living Room	3.86m × 5.94m
Main	Dining Room	3.86m × 5.94m
Main	Kitchen	3.86m × 5.94m
Main	Bedroom	2.97m × 3.17m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE REAL ESTATE SERVICES LTD.

Source: TRREB/PROPTX · MLS® E12797946

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$490K

Unit 601 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $489,999✓ $0 tax✓ Gas✓ 500-599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,190/mo

incl. closing costs (yr 1)

Annual total

$50,285

year 1

Mortgage only

$1,859/mo

principal + interest

Beyond mortgage

$1,350/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$98,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$0/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,900/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$43/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,275

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $22,307/yr

Property taxes12% $6,275/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $4,900/yr

Condo fees12% $6,143/yr

Closing costs10% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,307	$1,859/mo
Government & taxes
Land transfer tax(closing)	$6,275	$523/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,900	$408/mo
Condo fees
Condo / HOA fees	$6,143	$512/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$50,285	$4,190/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 601

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs