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$370K · 1+1 bed Condo Apartment · O'Neill, Oshawa | MyPropertyScout

$369,999

Unit 707

1+12TenantOccupied

Map

$369,999

Unit 707

44 Bond Street · Oshawa · Ontario L1G 6R2

MLS® E12754378 · O'Neill · L1G 6R2

1+12TenantOccupied700-799 ft²Condo Apartment1-car Underground$494/ft²$2,302 tax/yr

Neighbourhood Range

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Discover this stylish open concept 1 plus den condo. Upgraded kitchen and Granite counters. Located in downtown Oshawa. Displaying modern amenities at a prime location in downtown Oshawa. This unit offers the perfect combination of comfort and convenience. Pride of ownership is evident as you step into the open-concept living space, flooded with natural light, featuring a Juliette balcony. The kitchen is equipped with all stainless steel appliances, and ample cabinet space, making cooking a luxu…

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Property details

MLS#: E12754378
Status: Buy Now
Beds: 1+1
Baths: 2 full, 0 half
Size: 700-799
Style: Apartment
Type: Condo Apartment
Year built: —

Condo corp #: 211
Balcony: Juliette
Locker: Exclusive
Fees include: None
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: BOND AND SIMCOE
Basement: None
Stories: 7
Utilities: —
Laundry: Ensuite, Other
Interior: Water Heater
Parking features: —

Rooms

Level	Room	Dimensions
Main	Kitchen	2.58m × 2.56m
Main	Living Room	3.61m × 3.8m
Main	Primary Bedroom	2.43m × 4.39m
Main	Den	2.02m × 2.87m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: URBAN AVENUE REALTY LTD.

Source: TRREB/PROPTX · MLS® E12754378

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$370K

Unit 707 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $369,999✓ $2,302 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,780/mo

incl. closing costs (yr 1)

Annual total

$45,355

year 1

Mortgage only

$1,404/mo

principal + interest

Beyond mortgage

$1,582/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$74,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$192/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,700/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$54/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,025

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)37% $16,844/yr

Property taxes14% $6,327/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance8% $3,700/yr

Condo fees17% $7,824/yr

Closing costs11% $5,100/yr

Mortgage is 37% of your true cost of ownership. The other 63% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$16,844	$1,404/mo
Government & taxes
Property tax	$2,302	$192/mo
Land transfer tax(closing)	$4,025	$335/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,700	$308/mo
Condo fees
Condo / HOA fees	$7,824	$652/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$45,355	$3,780/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 707

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs