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$1.25M · 3 bed Detached · Banbury-Don Mills, Toronto | MyPropertyScout

$1,249,900

5 Cottonwood Drive

32Vacant

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$1,249,900

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5 Cottonwood Drive

Toronto · Ontario M3C 2B3

MLS® C13465458 · Banbury-Don Mills · M3C 2B3

32Vacant1100-1500 ft²Detached1-car Carport6d$961/ft²Lot 60 x 100 ft$7,156 tax/yr

6 days on market

About this home

Located In The Highly Desirable Community In Don Mills & Lawrence. Bright & Spacious 3 Bedrooms, 2 Bathrooms Sidesplit House. Floor-To-Ceiling Windows Fill The Home With Natural Light. Furnace(2017), Laminate Floor(2017), Roof(2019), Renovated Kitchen(2019), Fence(2021), Renovated 2nd Floor Bathroom(2024). Family Room In Basement Walk Out To Back Yard. Private Backyard For Entertaining & Gardening. Easy Access To TTC, Grocery Stores, The Shops at Don Mills(Restaurants, Metro, LCBO, Starbucks), E…

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Property details

MLS#: C13465458
Status: Buy Now
Beds: 3
Baths: 2 full, 0 half
Size: 1100-1500
Style: Sidesplit 3
Type: Detached
Year built: —

Lot features: Irregular Lot
Lot dimensions: 60 × 100

Roof: Asphalt Shingle
Foundation: Unknown
Property features: Library, Park, Place Of Worship, Public Transit, Rec./Commun.Centre, School

Garage: 1-car Carport
Garage spaces: 1
Parking: 3 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick Front, Stucco (Plaster)
Fronting on: South
Cross street: Don Mills & Lawrence
Basement: Finished with Walk-Out, Separate Entrance
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	3.2m × 4.5m
Main	Dining Room	2.7m × 4.5m
Main	Kitchen	2.7m × 4.8m
Second	Primary Bedroom	3.1m × 4.3m
Second	Bedroom 2	2.4m × 3.2m
Second	Bedroom 3	3.1m × 3.1m
Lower	Family Room	4m × 6.3m
Lower	Laundry	2.8m × 5.9m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: BAY STREET GROUP INC.

Source: TRREB/PROPTX · MLS® C13465458

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$1.25M

5 Cottonwood Drive · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,249,900✓ $7,156 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$9,073/mo

incl. closing costs (yr 1)

Annual total

$108,881

year 1

Mortgage only

$4,742/mo

principal + interest

Beyond mortgage

$2,084/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$249,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$596/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$12,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$21,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $56,901/yr

Property taxes26% $28,629/yr

Utilities4% $4,152/yr

Insurance & security1% $1,600/yr

Maintenance11% $12,499/yr

Closing costs5% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$56,901	$4,742/mo
Government & taxes
Property tax	$7,156	$596/mo
Land transfer tax(closing)	$21,473	$1,789/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$12,499	$1,042/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$108,881	$9,073/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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5 Cottonwood Drive

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs