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$475K · 1 bed Condo Apartment · Bay Street Corridor, Toronto | MyPropertyScout

$475,000

Unit 510

11Vacant

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$475,000

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Unit 510

70 Temperance Street · Toronto · Ontario M5H 0B1

MLS® C13459796 · Bay Street Corridor · M5H 0B1

11Vacant0-499 ft²Condo ApartmentNone7d$952/ft²$2,676 tax/yrBuilt 20188 yrs old

20% below market · regional est. · 7 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome To INDX Condo In The Centre of Toronto's Financial District. One-bed Suite Features 9-Foot Ceilings, Floor-to-Ceiling Windows, Open-Concept Layout. The Modern Kitchen With Built-in Appliances Combined With The Living and Dining Room. The Cozy Bedroom Provides a Peaceful Retreat With A Large Mirror Closet. A Private Balcony Offers A Quiet Escape Above DT Street. Residents Enjoy Luxury Amenities: Fitness Centre, Yoga Studio, Golf Simulator, Games room, Theatre, 24-Hour Concierge, And Rooft…

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Property details

MLS#: C13459796
Status: Buy Now
Beds: 1
Baths: 1 full, 0 half
Size: 0-499
Style: Apartment
Type: Condo Apartment
Year built: —

Property features: Clear View, Hospital, Library, Park, Place Of Worship, Public Transit

View: Clear

Condo corp #: 2529
Balcony: Open
Locker: None
Association amenities: Concierge, Game Room, Guest Suites, Gym, Party Room/Meeting Room, Rooftop Deck/Garden
Fees include: Heat Included, Water Included, Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Bay Street & Richmond St W
Basement: None
Stories: 5
Utilities: —
Laundry: Ensuite
Interior: Separate Hydro Meter
Parking features: Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Flat	Living Room	2.52m × 3.93m
Flat	Dining Room	2.52m × 3.44m
Flat	Kitchen	3.05m × 3.44m
Flat	Primary Bedroom	2.83m × 3.14m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HC YouHome Realty Inc.

Source: TRREB/PROPTX · MLS® C13459796

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$475K

Unit 510 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $475,000✓ $2,676 tax✓ Gas✓ 0-499 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,182/mo

incl. closing costs (yr 1)

Annual total

$50,179

year 1

Mortgage only

$1,802/mo

principal + interest

Beyond mortgage

$1,423/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$95,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$223/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~250 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,750/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$31/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $21,624/yr

Property taxes17% $8,651/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,750/yr

Condo fees9% $4,494/yr

Closing costs10% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,624	$1,802/mo
Government & taxes
Property tax	$2,676	$223/mo
Land transfer tax(closing)	$5,975	$498/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,750	$396/mo
Condo fees
Condo / HOA fees	$4,494	$375/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$50,179	$4,182/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 510

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs