$1000K · 3 bed Condo Apartment · Waterfront Communities C8, Toronto

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About this home

Welcome to Time and Space Condos by Pemberton Group, where luxury and convenience meet in the heart of downtown Toronto. This spacious and bright three-bedroom, three-bathroom residence offers 885 square feet of thoughtfully designed living space, complete with TWO parking spaces, ONE locker, and unobstructed, breathtaking CN Tower views from every window and the private balcony. The open-concept layout easily accommodates separate living and dining areas, featuring premium laminate flooring and…

Property details

MLS#

C13454306

Status

Buy Now

Beds

Baths

3 full, 0 half

Size

800-899

Style

Apartment

Type

Condo Apartment

Year built

—

Property features: Hospital, Library, Park, Public Transit, Rec./Commun.Centre, School

Condo corp #: 3090
Balcony: Open
Locker: None
Association amenities: Game Room, Gym, Outdoor Pool, Party Room/Meeting Room, Rooftop Deck/Garden, Media Room
Fees include: Heat Included, CAC Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 2-car Underground
Garage spaces: 2
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Front/Sherbourne
Basement: None
Stories: 27
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free, Built-In Oven
Parking features: Underground

Level	Room	Dimensions
Flat	Living Room	2.82m × 3.25m
Flat	Dining Room	2.67m × 3.51m
Flat	Kitchen	2.67m × 3.51m
Flat	Primary Bedroom	2.67m × 3.84m
Flat	Bedroom 2	2.72m × 3.1m
Flat	Bedroom 3	2.74m × 2.13m

Level

Room

Dimensions

Flat

Living Room

2.82m × 3.25m

Flat

Dining Room

2.67m × 3.51m

Flat

Kitchen

2.67m × 3.51m

Flat

Primary Bedroom

2.67m × 3.84m

Flat

Bedroom 2

2.72m × 3.1m

Flat

Bedroom 3

2.74m × 2.13m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $999,980✓ $5,300 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,210/mo

incl. closing costs (yr 1)

Annual total

$98,518

year 1

Mortgage only

$3,794/mo

principal + interest

Beyond mortgage

$2,585/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$199,996

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$442/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$10,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$73/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$16,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $45,523/yr

Property taxes22% $21,775/yr

Utilities4% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $10,000/yr

Condo fees11% $10,560/yr

Closing costs5% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$45,523	$3,794/mo
Government & taxes
Property tax	$5,300	$442/mo
Land transfer tax(closing)	$16,475	$1,373/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$10,000	$833/mo
Condo fees
Condo / HOA fees	$10,560	$880/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$98,518	$8,210/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 2830

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Property details

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Annual costs