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$589K · 1+1 bed Condo Apartment · Waterfront Communities C1, Toronto | MyPropertyScout

$589,000

Unit 814

1+11TenantOccupied

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$589,000

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Unit 814

543 Richmond Street · Toronto · Ontario M5V 1Y6

MLS® C13454294 · Waterfront Communities C1 · M5V 1Y6

1+11TenantOccupied500-599 ft²Condo ApartmentNone8d$1,072/ft²$3,277 tax/yrBuilt 20233 yrs old

2% below market · regional est. · 8 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to 543 Richmond Residences by Pemberton Group in the heart of Toronto's Fashion District. This bright and stylish 1 Bedroom + Large Den suite features 9-ft ceilings, floor-to-ceiling windows, premium finishes, quartz countertops, stainless steel appliances, and a highly functional layout.Steps to King West, the Financial District, TTC, Loblaws, Winners, restaurants, cafes, and more. Exceptional amenities include a 24-hour concierge, fitness centre, outdoor pool, rooftop terrace, party ro…

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Property details

MLS#: C13454294
Status: Buy Now
Beds: 1+1
Baths: 1 full, 0 half
Size: 500-599
Style: Apartment
Type: Condo Apartment
Year built: —

Property features: Hospital, Library, Park, Public Transit

Condo corp #: 3091
Balcony: Open
Locker: None
Association amenities: Elevator, Game Room, Gym, Party Room/Meeting Room, BBQs Allowed, Visitor Parking
Fees include: Heat Included, Water Included, CAC Included, Common Elements Included, Building Insurance Included, Cable TV Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete, Brick
Fronting on: —
Cross street: Richmond and Portland
Basement: None
Stories: 8
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Flat	Kitchen	3m × 3.23m
Flat	Living Room	2.8m × 3.23m
Flat	Bedroom	2.98m × 3.23m
Flat	Den	2.01m × 2.98m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HOMELIFE LANDMARK REALTY INC.

Source: TRREB/PROPTX · MLS® C13454294

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$589K

Unit 814 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $589,000✓ $3,277 tax✓ Electric✓ 500-599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,859/mo

incl. closing costs (yr 1)

Annual total

$58,312

year 1

Mortgage only

$2,234/mo

principal + interest

Beyond mortgage

$1,479/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$117,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$273/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~550 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,890/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$34/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,255

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $26,814/yr

Property taxes20% $11,532/yr

Utilities4% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,890/yr

Condo fees8% $4,917/yr

Closing costs9% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$26,814	$2,234/mo
Government & taxes
Property tax	$3,277	$273/mo
Land transfer tax(closing)	$8,255	$688/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,890	$491/mo
Condo fees
Condo / HOA fees	$4,917	$410/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$58,312	$4,859/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 814

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs