$1.93M · 2 bed Condo Apartment · Bay Street Corridor, Toronto

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About this home

Experience world-class luxury in this exceptional residence at the prestigious St. Regis Residences in the heart of Toronto's Financial District. Perched high above the city, Suite 3401 offers breathtaking skyline views, refined custom finishes, and an uncompromising standard of elegance in one of Toronto's most exclusive addresses.A grand foyer creates an unforgettable first impression, featuring an expansive entertaining bar with dual Sub-Zero wine fridges, idea for hosting. Polished marble fl…

Property details

MLS#

C13451074

Status

Buy Now

Beds

Baths

3 full, 0 half

Size

2000-2249

Style

Apartment

Type

Condo Apartment

Year built

—

Property features: Arts Centre, Clear View, Hospital, Public Transit

Fireplaces: 2
Fireplace features: Electric

View: City, Downtown, Panoramic

Condo corp #: 2279
Balcony: None
Locker: Owned
Association amenities: Concierge, Gym, Indoor Pool, Guest Suites, Sauna, Visitor Parking
Fees include: Building Insurance Included, Common Elements Included, CAC Included, Heat Included, Hydro Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Bay and Adelaide St W
Basement: None
Stories: 5
Utilities: —
Laundry: In-Suite Laundry
Interior: Bar Fridge, Carpet Free, Central Vacuum, Built-In Oven
Parking features: Private

Level	Room	Dimensions
Main	Foyer	2m × 7.8m
Main	Living Room	5.1m × 5.4m
Main	Dining Room	4.1m × 5.1m
Main	Family Room	3.9m × 4.3m
Main	Kitchen	3m × 3.9m
Main	Primary Bedroom	3.8m × 4.6m
Main	Bedroom 2	3.2m × 4.4m

Level

Room

Dimensions

Main

Foyer

2m × 7.8m

Main

Living Room

5.1m × 5.4m

Main

Dining Room

4.1m × 5.1m

Main

Family Room

3.9m × 4.3m

Main

Kitchen

3m × 3.9m

Main

Primary Bedroom

3.8m × 4.6m

Main

Bedroom 2

3.2m × 4.4m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,925,000✓ $13,846 tax✓ Gas✓ 2000-2249 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$17,809/mo

incl. closing costs (yr 1)

Annual total

$213,703

year 1

Mortgage only

$7,303/mo

principal + interest

Beyond mortgage

$7,133/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$385,000

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$1,154/mo

Utilities

Hydro / electricity$82/mo

≈ $0.07/ft² × ~2,125 ft² · ON avg ~$82/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$19,250/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$328/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$34,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $87,634/yr

Property taxes23% $48,821/yr

Utilities2% $4,042/yr

Insurance & security1% $1,600/yr

Maintenance9% $19,250/yr

Condo fees22% $47,256/yr

Closing costs2% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$87,634	$7,303/mo
Government & taxes
Property tax	$13,846	$1,154/mo
Land transfer tax(closing)	$34,975	$2,915/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$982	$82/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$19,250	$1,604/mo
Condo fees
Condo / HOA fees	$47,256	$3,938/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$213,703	$17,809/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 3401

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Annual costs