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$533K · 1 bed Condo Apartment · Niagara, Toronto | MyPropertyScout

$533,000

Unit 625

11Vacant

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$533,000

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Unit 625

Electra Lofts · 1029 King Street · Toronto · Ontario M6K 3M9

MLS® C13450756 · Niagara · M6K 3M9

11Vacant600-699 ft²Condo Apartment1-car Underground9d$821/ft²$2,640 tax/yrBuilt 200323 yrs old

9% below market · 9 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Don't miss your opportunity to get into the market in this bight and airy loft at Electra Lofts on King West. This spacious one bedroom suite is 640 square feet spread over two floors and includes an owned parking space and locker. The unit has just been updated with all new flooring, stone kitchen countertops & breakfast bar and freshly painted throughout. A well laid out main floor allows for room for a dining table as well as a nice comfortable living room featuring a floor to ceiling expo…

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Property details

MLS#: C13450756
Status: Buy Now
Beds: 1
Baths: 1 full, 0 half
Size: 600-699
Style: Loft
Type: Condo Apartment
Year built: —

Property features: Electric Car Charger, Lake Access, Library, Park, Public Transit, Rec./Commun.Centre

Building name: Electra Lofts
Condo corp #: 1445
Balcony: Open
Locker: Owned
Association amenities: Bike Storage, Elevator, Gym, Party Room/Meeting Room, Visitor Parking
Fees include: Heat Included, Hydro Included, Water Included, CAC Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete, Stucco (Plaster)
Fronting on: —
Cross street: King St W & Shaw
Basement: None
Stories: 4
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Kitchen	1.63m × 2.79m
Main	Dining Room	3.61m × 4.7m
Main	Living Room	3.61m × 4.7m
Second	Primary Bedroom	3.61m × 4.19m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: BOSLEY REAL ESTATE LTD.

Source: TRREB/PROPTX · MLS® C13450756

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$533K

Unit 625 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $533,000✓ $2,640 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,735/mo

incl. closing costs (yr 1)

Annual total

$56,825

year 1

Mortgage only

$2,022/mo

principal + interest

Beyond mortgage

$1,660/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$106,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$220/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,330/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$47/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,135

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $24,264/yr

Property taxes17% $9,775/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,330/yr

Condo fees12% $6,796/yr

Closing costs9% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,264	$2,022/mo
Government & taxes
Property tax	$2,640	$220/mo
Land transfer tax(closing)	$7,135	$595/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,330	$444/mo
Condo fees
Condo / HOA fees	$6,796	$566/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$56,825	$4,735/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 625

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs