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$769K · 2+1 bed Condo Townhouse · Newtonbrook West, Toronto | MyPropertyScout

$769,000

Unit 8

2+13OwnerOccupied

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$769,000

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Unit 8

118 Finch Avenue · Toronto · Ontario M2N 7G2

MLS® C13450456 · Newtonbrook West · M2N 7G2

2+13OwnerOccupied1000-1199 ft²Condo Townhouse1-car Underground9d$699/ft²$3,212 tax/yr

25% above market · 9 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Bright, south-facing condo townhouse in Newtonbrook West offering a refined blend of modern updates and everyday functionality. Thoughtfully renovated with new flooring throughout and updated bathrooms, the home delivers a clean, contemporary feel from top to bottom.The standout kitchen features quartz countertops, brand new over the counter microwave, ample prep space, and a layout designed for both daily living and entertaining. It connects seamlessly to the main living area, creating an invit…

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Property details

MLS#: C13450456
Status: Buy Now
Beds: 2+1
Baths: 3 full, 0 half
Size: 1000-1199
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Property features: Hospital, Library, Park, Rec./Commun.Centre, School Bus Route

Condo corp #: 1504
Balcony: Open
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Finch & Yonge
Basement: None
Stories: 2
Utilities: —
Laundry: Ensuite
Interior: Auto Garage Door Remote
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	3.35m × 4.86m
Main	Dining Room	3.66m × 4.86m
Main	Kitchen	4.45m × 3.68m
Second	Primary Bedroom	6.25m × 2.65m
Second	Bedroom 2	3.17m × 2.51m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX HALLMARK RICHARDS GROUP REALTY LTD.

Source: TRREB/PROPTX · MLS® C13450456

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$769K

Unit 8 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $769,000✓ $3,212 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,359/mo

incl. closing costs (yr 1)

Annual total

$76,305

year 1

Mortgage only

$2,917/mo

principal + interest

Beyond mortgage

$1,995/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$153,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$268/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,690/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$55/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$11,855

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $35,008/yr

Property taxes20% $15,067/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $7,690/yr

Condo fees10% $7,880/yr

Closing costs7% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$35,008	$2,917/mo
Government & taxes
Property tax	$3,212	$268/mo
Land transfer tax(closing)	$11,855	$988/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,690	$641/mo
Condo fees
Condo / HOA fees	$7,880	$657/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$76,305	$6,359/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 8

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs