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$660K · 2 bed Condo Apartment · Waterfront Communities C1, Toronto | MyPropertyScout

$659,880

Unit 1002

22OwnerOccupied

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$659,880

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Unit 1002

Neo Condo · 4K Spadina Avenue · Toronto · Ontario M5V 3Y4

MLS® C13450086 · Waterfront Communities C1 · M5V 3Y4

22OwnerOccupied700-799 ft²Condo Apartment1-car Underground9d$880/ft²$2,839 tax/yrBuilt 200323 yrs old

6% above market · 9 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Fully Renovated From Top to Bottom. This stunning 2-bedroom, 2-bathroom suite at NeoCondos spans 763 square feet of combined interior and exterior living space, and every inch of it has been thoughtfully redone. New light laminate finish flooring flows throughout the entire unit and natural light sets the tone for open concept living and a kitchen that's been completely rebuilt. Including custom built-in waterfall quartz island, soft-close cabinetry, quartz marble style countertops, new LG appli…

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Property details

MLS#: C13450086
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 700-799
Style: Apartment
Type: Condo Apartment
Year built: —

Property features: Library, Park, Public Transit, Rec./Commun.Centre, School, Clear View

Building name: Neo Condo
Condo corp #: 2009
Balcony: Open
Locker: Owned
Association amenities: Concierge, Guest Suites, Gym, Indoor Pool, Party Room/Meeting Room, Visitor Parking
Fees include: Heat Included, Water Included, CAC Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Spadina Ave
Basement: None
Stories: 9
Utilities: —
Laundry: Ensuite
Interior: Built-In Oven, Carpet Free, Countertop Range, Storage
Parking features: Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Flat	Living Room	3.5m × 6.35m
Flat	Dining Room	3.5m × 6.35m
Flat	Kitchen	3.5m × 6.35m
Flat	Primary Bedroom	2.64m × 2.74m
Flat	Bedroom 2	2.62m × 2.64m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RARE REAL ESTATE

Source: TRREB/PROPTX · MLS® C13450086

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$660K

Unit 1002 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $659,880✓ $2,839 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,615/mo

incl. closing costs (yr 1)

Annual total

$67,379

year 1

Mortgage only

$2,503/mo

principal + interest

Beyond mortgage

$1,847/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$131,976

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$237/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,599/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$53/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,673

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $30,041/yr

Property taxes19% $12,512/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,599/yr

Condo fees11% $7,567/yr

Closing costs8% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$30,041	$2,503/mo
Government & taxes
Property tax	$2,839	$237/mo
Land transfer tax(closing)	$9,673	$806/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,599	$550/mo
Condo fees
Condo / HOA fees	$7,567	$631/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$67,379	$5,615/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1002

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs