$1.05M · 6 bed Semi-Detached · Dufferin Grove, Toronto

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About this home

Beautiful 2.5 storey home in excellent condition, offering a rare investment and lifestyle opportunity. This well-maintained property features four self-contained units, each with private entrances, making it ideal for investors or owner-occupiers. Live in one unit while generating income from the other three apartments. Step outside to a generous deck (4.80 x 4.10 metres), perfect for relaxing or entertaining. The home also benefits from convenient laneway access with one dedicated parking spac…

Property details

MLS#

C13449768

Status

Buy Now

Beds

Baths

4 full, 0 half

Size

2000-2500

Style

2 1/2 Storey

Type

Semi-Detached

Year built

—

Roof: Asphalt Rolled, Asphalt Shingle
Foundation: Stone

Garage: None
Garage spaces: 0
Parking: 1 total
Lot: 17.21 × 110
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick · Deck, Paved Yard, Porch
Fronting on: West
Cross street: Bloor & Lansdowne
Basement: Apartment, Separate Entrance, Walk-Out, Finished
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: Lane

Rooms

Level	Room	Dimensions
Basement	Bedroom	3m × 3.75m
Basement	Bedroom	3m × 3.75m
Basement	Living Room	2.9m × 3.9m
Basement	Kitchen	1.85m × 3.6m
Main	Bedroom	3m × 3.75m
Main	Living Room	3m × 3.9m
Main	Bedroom	3m × 3.75m
Main	Kitchen	1.75m × 3.6m
Second	Kitchen	2.2m × 2.65m
Second	Living Room	2.85m × 4.5m
Second	Bedroom	3.35m × 3.6m
Third	Living Room	3.95m × 4m
Third	Bedroom	3.46m × 3.95m
Third	Kitchen	3.83m × 3.5m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,049,900✓ $6,395 tax✓ Gas✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,818/mo

incl. closing costs (yr 1)

Annual total

$93,813

year 1

Mortgage only

$3,983/mo

principal + interest

Beyond mortgage

$1,920/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$209,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$533/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$10,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$17,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $47,796/yr

Property taxes25% $23,868/yr

Utilities5% $4,950/yr

Insurance & security2% $1,600/yr

Maintenance11% $10,499/yr

Closing costs5% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$47,796	$3,983/mo
Government & taxes
Property tax	$6,395	$533/mo
Land transfer tax(closing)	$17,473	$1,456/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$10,499	$875/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$93,813	$7,818/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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280 St Clarens Avenue

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Property details

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Rooms

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Annual costs