$730K · 2 bed Condo Apartment · Little Portugal, Toronto

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About this home

Experience elevated urban living at Carnaby Lofts in this stunning 2-bedroom, 1-bathroom loft-style residence offering breathtaking panoramic views of the downtown Toronto skyline. Designed with modern industrial flair, this bright and airy suite features exposed concrete ceilings, floor-to-ceiling windows that flood the space with natural light, and an open-concept layout that seamlessly connects the living, dining, and eat-in kitchen areas. The contemporary kitchen is equipped with built-in ap…

Property details

MLS#

C13449702

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

700-799

Style

Apartment

Type

Condo Apartment

Year built

—

Property features: Arts Centre, Lake/Pond, Park, Rec./Commun.Centre, School, Public Transit

View: Clear, City, Downtown, Lake, Skyline, Trees/Woods, Panoramic

Building name: Carnaby Lofts
Condo corp #: 2531
Balcony: Open
Locker: None
Association amenities: Community BBQ, Game Room, Guest Suites, Party Room/Meeting Room, Rooftop Deck/Garden, Exercise Room
Fees include: Building Insurance Included, Common Elements Included, Parking Included, Water Included, Heat Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete · Controlled Entry, Built-In-BBQ, Landscaped, Lighting, Year Round Living
Fronting on: —
Cross street: Dufferin St. & Queen St. E.
Basement: None
Stories: 16
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free, Auto Garage Door Remote, Guest Accommodations, Primary Bedroom - Main Floor, Water Heater, Storage
Parking features: Underground

Level	Room	Dimensions
Flat	Kitchen	2.72m × 4.38m
Flat	Dining Room	2.72m × 4.38m
Flat	Living Room	3.01m × 4.38m
Flat	Primary Bedroom	3.37m × 2.46m
Flat	Bedroom 2	3.23m × 2.47m
Flat	Bathroom	1.6m × 2.53m

Level

Room

Dimensions

Flat

Kitchen

2.72m × 4.38m

Flat

Dining Room

2.72m × 4.38m

Flat

Living Room

3.01m × 4.38m

Flat

Primary Bedroom

3.37m × 2.46m

Flat

Bedroom 2

3.23m × 2.47m

Flat

Bathroom

1.6m × 2.53m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $730,000✓ $3,000 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,999/mo

incl. closing costs (yr 1)

Annual total

$71,988

year 1

Mortgage only

$2,769/mo

principal + interest

Beyond mortgage

$1,848/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$146,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$250/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,300/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$47/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$11,075

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $33,233/yr

Property taxes20% $14,075/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $7,300/yr

Condo fees9% $6,720/yr

Closing costs7% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$33,233	$2,769/mo
Government & taxes
Property tax	$3,000	$250/mo
Land transfer tax(closing)	$11,075	$923/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,300	$608/mo
Condo fees
Condo / HOA fees	$6,720	$560/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$71,988	$5,999/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs