$418K · 1 bed Condo Apartment · Banbury-Don Mills, Toronto

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About this home

Welcome to this beautifully updated one-bedroom condo offering the perfect blend of comfort, convenience, and style. Ideally located just minutes from the DVP, TTC, and the vibrant Shops at Don Mills, this bright and spacious suite features an exceptional layout with abundant storage, floor-to-ceiling windows, and breathtaking southwest views stretching across the Toronto skyline to Lake Ontario. Enjoy stunning sunsets and iconic views of the CN Tower from the comfort of your own home. This well…

Property details

MLS#

C13449446

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

0-499

Style

Apartment

Type

Condo Apartment

Year built

—

Condo corp #: 2222
Balcony: Open
Locker: Owned
Association amenities: Community BBQ, Concierge, Gym, Indoor Pool, Media Room, Party Room/Meeting Room
Fees include: Water Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Concrete
Fronting on: —
Cross street: Don Mills/Lawrence
Basement: None
Stories: 9
Utilities: —
Laundry: Ensuite
Interior: Carpet Free, Separate Hydro Meter
Parking features: Underground

Level	Room	Dimensions
Main	Living Room	3.26m × 3.52m
Main	Dining Room	3.26m × 3.52m
Main	Kitchen	2.51m × 2.16m
Main	Primary Bedroom	2.85m × 2.95m

Level

Room

Dimensions

Main

Living Room

3.26m × 3.52m

Main

Dining Room

3.26m × 3.52m

Main

Kitchen

2.51m × 2.16m

Main

Primary Bedroom

2.85m × 2.95m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $418,000✓ $1,825 tax✓ Electric✓ 0-499 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,808/mo

incl. closing costs (yr 1)

Annual total

$45,700

year 1

Mortgage only

$1,586/mo

principal + interest

Beyond mortgage

$1,361/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$83,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$152/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~250 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,180/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$46/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,835

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $19,029/yr

Property taxes15% $6,660/yr

Utilities5% $2,460/yr

Insurance & security4% $1,600/yr

Maintenance9% $4,180/yr

Condo fees15% $6,671/yr

Closing costs11% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,029	$1,586/mo
Government & taxes
Property tax	$1,825	$152/mo
Land transfer tax(closing)	$4,835	$403/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,180	$348/mo
Condo fees
Condo / HOA fees	$6,671	$556/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$45,700	$3,808/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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