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$5.59M · 4 bed Detached · Yonge-St. Clair, Toronto | MyPropertyScout

$5,595,000

55 Farnham Avenue

45OwnerOccupied

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$5,595,000

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55 Farnham Avenue

Toronto · Ontario M4V 1H6

MLS® C13449394 · Yonge-St. Clair · M4V 1H6

45OwnerOccupied3000-3500 ft²DetachedNone9d$1,722/ft²Lot 25 x 167 ft$21,951 tax/yr

9 days on market

About this home

A striking architect-designed residence rebuilt to the highest standards in 2020, blending modern sophistication with exceptional craftsmanship. Completed in 2020, 55 Farnham was taken back to the studs and reconstructed by WPML with architecture by Set less Architecture, interiors by Tanya Bonus, and landscaping by Earth Inc. Only the original side walls remain. The main floor is thoughtfully designed for both elegant entertaining and everyday living. A welcoming foyer with exceptional built-in…

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Property details

MLS#: C13449394
Status: Buy Now
Beds: 4
Baths: 5 full, 0 half
Size: 3000-3500
Style: 3-Storey
Type: Detached
Year built: —

Roof: Flat, Metal
Foundation: Block

Garage: None
Garage spaces: 0
Parking: 2 total
Lot: 25 × 167
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: South
Cross street: Yonge & Farnham
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Central Vacuum, Garburator, Sump Pump
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	5.38m × 3.28m
Main	Dining Room	4.06m × 5.59m
Main	Kitchen	5.84m × 3.66m
Main	Family Room	5.69m × 3.45m
Main	Powder Room	1.52m × 1.09m
Second	Bedroom 2	5.84m × 4.37m
Second	Bedroom 3	4.06m × 3.43m
Second	Bedroom 4	2.84m × 4.32m
Second	Laundry	2.59m × 2.64m
Third	Primary Bedroom	6.1m × 4.88m
Basement	Recreation	5.69m × 5.69m
Basement	Laundry	2.74m × 3.1m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CHESTNUT PARK REAL ESTATE LIMITED

Source: TRREB/PROPTX · MLS® C13449394

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$5.59M

55 Farnham Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $5,595,000✓ $21,951 tax✓ Gas✓ 3000-3500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$39,287/mo

incl. closing costs (yr 1)

Annual total

$471,450

year 1

Mortgage only

$21,226/mo

principal + interest

Beyond mortgage

$7,074/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$1,119,000

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$1,829/mo

Utilities

Hydro / electricity$228/mo

≈ $0.07/ft² × ~3,250 ft² · ON avg ~$228/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$55,950/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$126,350

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)54% $254,708/yr

Property taxes31% $148,301/yr

Utilities1% $5,790/yr

Insurance & security0% $1,600/yr

Maintenance12% $55,950/yr

Closing costs1% $5,100/yr

Mortgage is 54% of your true cost of ownership. The other 46% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$254,708	$21,226/mo
Government & taxes
Property tax	$21,951	$1,829/mo
Land transfer tax(closing)	$126,350	$10,529/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,730	$228/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$55,950	$4,663/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$471,450	$39,287/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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55 Farnham Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs