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$996K · 2+1 bed Condo Apartment · Annex, Toronto | MyPropertyScout

$996,000

Unit 2210

2+12Vacant

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$996,000

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Unit 2210

188 Cumberland Street · Toronto · Ontario M5R 0B6

MLS® C13449382 · Annex · M5R 0B6

2+12Vacant800-899 ft²Condo Apartment1-car Underground9d$1,172/ft²$6,659 tax/yrBuilt 20188 yrs old

17% above market · 9 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Best value and best views in the building-must see! Prestigious Cumberland Tower in Bloor-Yorkville. Bright southwest corner 2-bedroom + den with a functional split layout, floor-to-ceiling windows, and stunning views of Queen's Park, CN Tower, and skyline. Modern kitchen with integrated appliances, stone countertops, and breakfast bar. High ceilings, open-concept living/dining, and laminate flooring throughout. Well-maintained unit with valet parking included.Steps to U of T, subway, luxury sho…

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Property details

MLS#: C13449382
Status: Buy Now
Beds: 2+1
Baths: 2 full, 0 half
Size: 800-899
Style: Apartment
Type: Condo Apartment
Year built: —

Property features: Arts Centre, Clear View, Hospital, Library, Place Of Worship

View: Clear, Downtown

Condo corp #: 2783
Balcony: Juliette
Locker: Owned
Association amenities: Concierge, Elevator, Exercise Room, Indoor Pool, Party Room/Meeting Room, Gym
Fees include: Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Avenue Rd/Bloor St
Basement: None
Stories: 22
Utilities: —
Laundry: Ensuite
Interior: Air Exchanger, Carpet Free, Built-In Oven
Parking features: Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Flat	Living Room	3.33m × 6.02m
Flat	Dining Room	3.33m × 6.02m
Flat	Kitchen	1.6m × 2.16m
Flat	Study	1.93m × 2.03m
Flat	Primary Bedroom	3.58m × 3.91m
Flat	Bedroom	2.44m × 2.52m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX IMPERIAL REALTY INC.

Source: TRREB/PROPTX · MLS® C13449382

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$996K

Unit 2210 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $996,000✓ $6,659 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,721/mo

incl. closing costs (yr 1)

Annual total

$104,657

year 1

Mortgage only

$3,779/mo

principal + interest

Beyond mortgage

$3,118/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$199,200

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$555/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,960/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$109/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$16,395

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $45,342/yr

Property taxes22% $23,054/yr

Utilities4% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $9,960/yr

Condo fees15% $15,641/yr

Closing costs5% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$45,342	$3,779/mo
Government & taxes
Property tax	$6,659	$555/mo
Land transfer tax(closing)	$16,395	$1,366/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,960	$830/mo
Condo fees
Condo / HOA fees	$15,641	$1,303/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$104,657	$8,721/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 2210

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs