$538K · 1 bed Condo Apartment · Dufferin Grove, Toronto

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About this home

Re-introducing The House of Assembly - Urban Living, Elevated! Eligible for new HST rebate. This beautifully designed 1-bedroom, 1-bathroom condo offers 508 sq ft of smart, contemporary living in the heart of the vibrant Sterling Junction community. Featuring a functional open-concept layout, modern finishes, and an inviting east exposure that fills the space with natural morning light, this suite is the perfect blend of comfort and efficiency.Ideal for first-time buyers, downsizers, or investor…

Property details

MLS#

C13449032

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

500-599

Style

Apartment

Type

Condo Apartment

Year built

—

Roof: Flat
Property features: School, Rec./Commun.Centre, Public Transit, Place Of Worship, Park

View: City, Skyline

Building name: House of Assembly at Sterling Junction
Condo corp #: 3146
Balcony: Juliette
Locker: Exclusive
Association amenities: Bike Storage, Concierge, Gym, Party Room/Meeting Room, Rooftop Deck/Garden, Visitor Parking
Fees include: Heat Included, CAC Included, Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Heat Pump
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete, Brick · Controlled Entry, Patio, Recreational Area
Fronting on: —
Cross street: Dundas St W & Bloor St W
Basement: None
Stories: 15
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free, Separate Heating Controls, Separate Hydro Meter
Parking features: Other, Underground, Inside Entry, Reserved/Assigned

Level	Room	Dimensions
Main	Living Room	6.96m × 3.07m
Main	Bedroom	3.05m × 292m

Level

Room

Dimensions

Main

Living Room

6.96m × 3.07m

Main

Bedroom

3.05m × 292m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $538,000✓ $0 tax✓ Gas✓ 500-599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,361/mo

incl. closing costs (yr 1)

Annual total

$52,327

year 1

Mortgage only

$2,041/mo

principal + interest

Beyond mortgage

$1,258/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$107,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$0/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,380/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$32/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,235

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $24,492/yr

Property taxes14% $7,235/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,380/yr

Condo fees9% $4,560/yr

Closing costs10% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,492	$2,041/mo
Government & taxes
Land transfer tax(closing)	$7,235	$603/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,380	$448/mo
Condo fees
Condo / HOA fees	$4,560	$380/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$52,327	$4,361/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs