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$765K · 2 bed Condo Apartment · Bay Street Corridor, Toronto | MyPropertyScout

$765,000

Unit 1804

22OwnerOccupied

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$765,000

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Unit 1804

75 St Nicholas Street · Toronto · Ontario M4Y 0A5

MLS® C13448788 · Bay Street Corridor · M4Y 0A5

22OwnerOccupied700-799 ft²Condo Apartment1-car Underground9d$1,021/ft²$4,638 tax/yr

19% above market · 9 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Stunning corner 2-bedroom, 2-bathroom residence in one of downtown Toronto's most prestigious locations at Yonge & Bloor. Nestled on quiet, tree-lined St. Nicholas Street, this home offers a rare blend of urban convenience and serene surroundings, just steps to Yorkville, U of T, subway lines, world-class dining, and luxury shopping. This bright and functional 2-bedroom layout features floor-to-ceiling windows, 9-ft ceiling, and breathtaking southwest panoramic city views. The open-concept livin…

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Property details

MLS#: C13448788
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 700-799
Style: Apartment
Type: Condo Apartment
Year built: —

View: City, Downtown

Condo corp #: 2444
Balcony: Terrace
Locker: Owned
Fees include: Heat Included, Water Included, CAC Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Yonge / Bloor
Basement: None
Stories: 18
Utilities: —
Laundry: Ensuite
Interior: Carpet Free, Auto Garage Door Remote
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Flat	Living Room	4.37m × 5.01m
Flat	Dining Room	4.37m × 5.01m
Flat	Kitchen	—
Flat	Foyer	1.2m × 4.7m
Flat	Primary Bedroom	3.07m × 3.55m
Flat	Bedroom 2	2.93m × 3.17m

Property history

Sales History

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Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: REAL ONE REALTY INC.

Source: TRREB/PROPTX · MLS® C13448788

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$765K

Unit 1804 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $765,000✓ $4,638 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,635/mo

incl. closing costs (yr 1)

Annual total

$79,617

year 1

Mortgage only

$2,902/mo

principal + interest

Beyond mortgage

$2,293/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$153,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$387/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,650/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$70/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$11,775

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $34,826/yr

Property taxes21% $16,413/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $7,650/yr

Condo fees13% $10,068/yr

Closing costs6% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$34,826	$2,902/mo
Government & taxes
Property tax	$4,638	$387/mo
Land transfer tax(closing)	$11,775	$981/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,650	$638/mo
Condo fees
Condo / HOA fees	$10,068	$839/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$79,617	$6,635/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1804

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs