$3.69M · 4+1 bed Detached · Bedford Park-Nortown, Toronto

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About this home

Stunning custom-built contemporary home tucked away on a quiet cul-de-sac in the prestigious Avenue/Lawrence neighbourhood. Perfectly positioned near Avenue Road and Highway 401, this residence offers exceptional convenience while maintaining a private, family-friendly setting. Located just minutes from top-ranked schools, including Havergal College, making it an ideal choice for families.The main level showcases sophisticated walnut and glass finishes throughout, featuring a private study with…

Property details

MLS#

C13448706

Status

Buy Now

Beds

4+1

Baths

5 full, 0 half

Size

3500-5000

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete

Garage: 2-car Built-In
Garage spaces: 2
Parking: 6 total
Lot: 50 × 100
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Stone
Fronting on: North
Cross street: Avenue Rd/Wilson
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Other
Parking features: Private

Rooms

Level	Room	Dimensions
Ground	Living Room	4.43m × 5.6m
Ground	Dining Room	3.61m × 5.6m
Ground	Study	3.38m × 4.29m
Ground	Kitchen	4.22m × 5.69m
Ground	Family Room	5.05m × 5.41m
Ground	Breakfast	2.73m × 4.14m
Second	Primary Bedroom	5.13m × 5.78m
Second	Bedroom 2	3.66m × 4.32m
Second	Bedroom 3	3.64m × 4.24m
Second	Bedroom 4	3.51m × 4.39m
Lower	Recreation	5.51m × 10.74m
Lower	Bedroom	3.18m × 4.55m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $3,690,000✓ $16,539 tax✓ Gas✓ 3500-5000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$26,123/mo

incl. closing costs (yr 1)

Annual total

$313,479

year 1

Mortgage only

$13,999/mo

principal + interest

Beyond mortgage

$5,106/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$738,000

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$1,378/mo

Utilities

Hydro / electricity$298/mo

≈ $0.07/ft² × ~4,250 ft² · ON avg ~$298/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$36,900/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$78,725

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)54% $167,985/yr

Property taxes30% $95,264/yr

Utilities2% $6,630/yr

Insurance & security1% $1,600/yr

Maintenance12% $36,900/yr

Closing costs2% $5,100/yr

Mortgage is 54% of your true cost of ownership. The other 46% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$167,985	$13,999/mo
Government & taxes
Property tax	$16,539	$1,378/mo
Land transfer tax(closing)	$78,725	$6,560/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$3,570	$298/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$36,900	$3,075/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$313,479	$26,123/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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220 Roe Avenue

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Property details

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Rooms

Sales History

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Annual costs