$1.99M · 5 bed Detached · Bedford Park-Nortown, Toronto

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About this home

Rare find 5 bedrooms 4 baths turnkey property @Prestigious Bedford Park neighborhoods. Newly painted, Solid Oak Floors, Custom Cabinets, Closet Organizers, Large South Facing Cedar Deck, Upgraded Kitchen & Bathrooms. Finished Basement One bedroom with Separate Entrance, kitchen & Washer & Dryer with possibility to gain extra Cash income. Top rated schools nearby: John Ross Robertson Junior PS, Lawrence Park Collegiate Institute, Holy Rosary Catholic, St. Margaret Catholic School, Ledbury Park E…

Property details

MLS#

C13448694

Status

Buy Now

Beds

Baths

4 full, 0 half

Size

2000-2500

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Unknown
Property features: Fenced Yard, Hospital, Park, Public Transit, School

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Lot: 35.01 × 142
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Aluminum Siding, Brick
Fronting on: South
Cross street: Avenue /Lawrence
Basement: Finished, Separate Entrance
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Carpet Free, In-Law Suite
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Kitchen	2.49m × 6.65m
Main	Dining Room	3.15m × 4.17m
Main	Living Room	3.33m × 5.18m
Main	Family Room	3.43m × 5.23m
Second	Primary Bedroom	3.51m × 3.78m
Second	Bedroom 2	2.87m × 3.2m
Second	Bedroom 3	3m × 3.43m
Second	Bedroom 4	2.69m × 3.35m
Second	Bedroom 5	2.67m × 3.07m
Basement	Kitchen	5.01m × 1.97m
Basement	Recreation	5.5m × 3.59m
Basement	Laundry	1.83m × 3.35m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,988,000✓ $8,072 tax✓ Gas✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$13,862/mo

incl. closing costs (yr 1)

Annual total

$166,339

year 1

Mortgage only

$7,542/mo

principal + interest

Beyond mortgage

$2,842/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$397,600

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$673/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$19,880/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$36,235

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)54% $90,502/yr

Property taxes27% $44,307/yr

Utilities3% $4,950/yr

Insurance & security1% $1,600/yr

Maintenance12% $19,880/yr

Closing costs3% $5,100/yr

Mortgage is 54% of your true cost of ownership. The other 46% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$90,502	$7,542/mo
Government & taxes
Property tax	$8,072	$673/mo
Land transfer tax(closing)	$36,235	$3,020/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$19,880	$1,657/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$166,339	$13,862/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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351 Lawrence Avenue

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Annual costs